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At today's rate and a 90% mortgage, the deposit on this unit is about HK$293K, with repayments around HK$12,794/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$293K · loan HK$2.64M · min. income ≈ HK$25,588/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 364 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-03 | HK$3.00M | −37.4% 7.1y · −5.0%/yr |
| 2018-08-16 | HK$4.79M | +24.4% 3.1y · 8.0%/yr |
| 2015-06-22 | HK$3.85M | +68.9% |
| 2012-03-30 | HK$2.28M | +59.4% |
| 2010-04-27 | HK$1.43M | +2.1% |
| 1997-06-23 | HK$1.40M | — |