▼ 0.50% · 3.625%
HK$4,494
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$142/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$291/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$136/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$278/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,943
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,097
−HK$156/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$320/mo
Deposit HK$887K · loan HK$1.08M · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,499
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$149/mo
Today · 4.125%
HK$5,796
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$306/mo
Deposit HK$887K · loan HK$1.08M · min. income ≈ HK$11,592/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$171/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$348/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$163/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,656
+HK$333/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,842
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$185/mo
Today · 4.125%
HK$6,208
baseline
▲ 0.50% · 4.625%
HK$6,586
+HK$378/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$12,416/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,673
−HK$177/mo
Today · 4.125%
HK$6,850
baseline
▲ 0.50% · 4.625%
HK$7,211
+HK$361/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$13,700/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,487
−HK$199/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$406/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,999
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$191/mo
Today · 4.125%
HK$7,377
baseline
▲ 0.50% · 4.625%
HK$7,766
+HK$389/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$14,754/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,740
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,950
−HK$213/mo
Today · 4.125%
HK$7,163
baseline
▲ 0.50% · 4.625%
HK$7,599
+HK$436/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,326/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,499
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,700
−HK$204/mo
Today · 4.125%
HK$7,904
baseline
▲ 0.50% · 4.625%
HK$8,320
+HK$416/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,808/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,190
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,413
−HK$228/mo
Today · 4.125%
HK$7,641
baseline
▲ 0.50% · 4.625%
HK$8,106
+HK$465/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,282/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,999
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,213
−HK$218/mo
Today · 4.125%
HK$8,431
baseline
▲ 0.50% · 4.625%
HK$8,875
+HK$444/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,862/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,639
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,877
−HK$241/mo
Today · 4.125%
HK$8,118
baseline
▲ 0.50% · 4.625%
HK$8,612
+HK$494/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,236/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,499
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,726
−HK$232/mo
Today · 4.125%
HK$8,958
baseline
▲ 0.50% · 4.625%
HK$9,430
+HK$472/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,916/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,089
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,340
−HK$256/mo
Today · 4.125%
HK$8,596
baseline
▲ 0.50% · 4.625%
HK$9,119
+HK$523/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,192/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,998
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,240
−HK$245/mo
Today · 4.125%
HK$9,485
baseline
▲ 0.50% · 4.625%
HK$9,985
+HK$500/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,970/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).