▼ 0.50% · 3.625%
HK$3,685
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$116/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$239/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$111/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$228/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,054
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$128/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,570
+HK$262/mo
Deposit HK$727K · loan HK$889K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,631
−HK$122/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$251/mo
Deposit HK$727K · loan HK$889K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$140/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$286/mo
Deposit HK$646K · loan HK$970K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$133/mo
Today · 4.125%
HK$5,185
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$274/mo
Deposit HK$646K · loan HK$970K · min. income ≈ HK$10,370/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$151/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$310/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$145/mo
Today · 4.125%
HK$5,618
baseline
▲ 0.50% · 4.625%
HK$5,914
+HK$296/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$11,236/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,159
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$163/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,816
+HK$333/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,894
−HK$156/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$319/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$174/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$358/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,315
−HK$167/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$342/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$186/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,647
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,736
−HK$178/mo
Today · 4.125%
HK$6,914
baseline
▲ 0.50% · 4.625%
HK$7,278
+HK$364/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,828/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,265
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$198/mo
Today · 4.125%
HK$6,658
baseline
▲ 0.50% · 4.625%
HK$7,063
+HK$405/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,316/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,970
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,156
−HK$190/mo
Today · 4.125%
HK$7,346
baseline
▲ 0.50% · 4.625%
HK$7,733
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,692/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,633
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,840
−HK$209/mo
Today · 4.125%
HK$7,049
baseline
▲ 0.50% · 4.625%
HK$7,478
+HK$429/mo
Deposit HK$162K · loan HK$1.45M · min. income ≈ HK$14,098/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,380
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,577
−HK$201/mo
Today · 4.125%
HK$7,778
baseline
▲ 0.50% · 4.625%
HK$8,188
+HK$410/mo
Deposit HK$162K · loan HK$1.45M · min. income ≈ HK$15,556/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).