▼ 0.50% · 3.625%
HK$6,384
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,582
−HK$202/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$413/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,102
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,292
−HK$194/mo
Today · 4.125%
HK$7,486
baseline
▲ 0.50% · 4.625%
HK$7,880
+HK$394/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$14,972/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,022
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,241
−HK$222/mo
Today · 4.125%
HK$7,463
baseline
▲ 0.50% · 4.625%
HK$7,917
+HK$454/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$14,926/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,812
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,022
−HK$212/mo
Today · 4.125%
HK$8,234
baseline
▲ 0.50% · 4.625%
HK$8,668
+HK$434/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$16,468/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,661
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,899
−HK$242/mo
Today · 4.125%
HK$8,141
baseline
▲ 0.50% · 4.625%
HK$8,636
+HK$495/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$16,282/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,522
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,751
−HK$232/mo
Today · 4.125%
HK$8,983
baseline
▲ 0.50% · 4.625%
HK$9,456
+HK$473/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$17,966/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,299
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,557
−HK$262/mo
Today · 4.125%
HK$8,819
baseline
▲ 0.50% · 4.625%
HK$9,356
+HK$537/mo
Deposit HK$980K · loan HK$1.82M · min. income ≈ HK$17,638/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,233
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,480
−HK$251/mo
Today · 4.125%
HK$9,731
baseline
▲ 0.50% · 4.625%
HK$10,244
+HK$513/mo
Deposit HK$980K · loan HK$1.82M · min. income ≈ HK$19,462/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,937
−HK$561/mo
▼ 0.25% · 3.875%
HK$9,215
−HK$283/mo
Today · 4.125%
HK$9,498
baseline
▲ 0.50% · 4.625%
HK$10,076
+HK$578/mo
Deposit HK$840K · loan HK$1.96M · min. income ≈ HK$18,996/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,943
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,209
−HK$271/mo
Today · 4.125%
HK$10,480
baseline
▲ 0.50% · 4.625%
HK$11,032
+HK$552/mo
Deposit HK$840K · loan HK$1.96M · min. income ≈ HK$20,960/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,576
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,874
−HK$302/mo
Today · 4.125%
HK$10,176
baseline
▲ 0.50% · 4.625%
HK$10,795
+HK$619/mo
Deposit HK$700K · loan HK$2.10M · min. income ≈ HK$20,352/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,653
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,939
−HK$289/mo
Today · 4.125%
HK$11,228
baseline
▲ 0.50% · 4.625%
HK$11,820
+HK$592/mo
Deposit HK$700K · loan HK$2.10M · min. income ≈ HK$22,456/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,214
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,532
−HK$323/mo
Today · 4.125%
HK$10,855
baseline
▲ 0.50% · 4.625%
HK$11,515
+HK$660/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$21,710/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,363
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,668
−HK$309/mo
Today · 4.125%
HK$11,977
baseline
▲ 0.50% · 4.625%
HK$12,608
+HK$631/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$23,954/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,852
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,190
−HK$343/mo
Today · 4.125%
HK$11,533
baseline
▲ 0.50% · 4.625%
HK$12,235
+HK$702/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$23,066/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,073
−HK$653/mo
▼ 0.25% · 3.875%
HK$12,397
−HK$329/mo
Today · 4.125%
HK$12,726
baseline
▲ 0.50% · 4.625%
HK$13,396
+HK$670/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$25,452/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,491
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,848
−HK$363/mo
Today · 4.125%
HK$12,211
baseline
▲ 0.50% · 4.625%
HK$12,954
+HK$743/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,422/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,783
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,126
−HK$348/mo
Today · 4.125%
HK$13,474
baseline
▲ 0.50% · 4.625%
HK$14,184
+HK$710/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$26,948/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).