▼ 0.50% · 3.625%
HK$4,471
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$141/mo
Today · 4.125%
HK$4,751
baseline
▲ 0.50% · 4.625%
HK$5,040
+HK$289/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$9,502/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,107
−HK$135/mo
Today · 4.125%
HK$5,242
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$277/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$10,484/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,071
−HK$155/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$318/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,471
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,618
−HK$148/mo
Today · 4.125%
HK$5,766
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$304/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$11,532/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,365
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$169/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,048
+HK$347/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,968
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,128
−HK$163/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,622
+HK$331/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,812
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,993
−HK$183/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,552
+HK$376/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,466
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,639
−HK$176/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,174
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,259
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,454
−HK$197/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,056
+HK$405/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,963
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,150
−HK$189/mo
Today · 4.125%
HK$7,339
baseline
▲ 0.50% · 4.625%
HK$7,726
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,678/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$211/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,560
+HK$434/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,460
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,660
−HK$203/mo
Today · 4.125%
HK$7,863
baseline
▲ 0.50% · 4.625%
HK$8,278
+HK$415/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,726/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,153
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,376
−HK$226/mo
Today · 4.125%
HK$7,602
baseline
▲ 0.50% · 4.625%
HK$8,064
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,204/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,958
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,171
−HK$217/mo
Today · 4.125%
HK$8,388
baseline
▲ 0.50% · 4.625%
HK$8,830
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,776/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,600
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,836
−HK$241/mo
Today · 4.125%
HK$8,077
baseline
▲ 0.50% · 4.625%
HK$8,568
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,154/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,455
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,682
−HK$230/mo
Today · 4.125%
HK$8,912
baseline
▲ 0.50% · 4.625%
HK$9,382
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,824/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,047
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$255/mo
Today · 4.125%
HK$8,552
baseline
▲ 0.50% · 4.625%
HK$9,072
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,104/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,952
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,192
−HK$244/mo
Today · 4.125%
HK$9,436
baseline
▲ 0.50% · 4.625%
HK$9,933
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,872/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).