▼ 0.50% · 3.625%
HK$3,384
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$107/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,815
+HK$219/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$102/mo
Today · 4.125%
HK$3,968
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$209/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,936/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,838
−HK$118/mo
Today · 4.125%
HK$3,956
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$241/mo
Deposit HK$668K · loan HK$816K · min. income ≈ HK$7,912/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$113/mo
Today · 4.125%
HK$4,365
baseline
▲ 0.50% · 4.625%
HK$4,595
+HK$230/mo
Deposit HK$668K · loan HK$816K · min. income ≈ HK$8,730/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,061
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$129/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$262/mo
Deposit HK$594K · loan HK$890K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$123/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$251/mo
Deposit HK$594K · loan HK$890K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,536
−HK$139/mo
Today · 4.125%
HK$4,675
baseline
▲ 0.50% · 4.625%
HK$4,960
+HK$285/mo
Deposit HK$519K · loan HK$965K · min. income ≈ HK$9,350/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,894
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,026
−HK$133/mo
Today · 4.125%
HK$5,159
baseline
▲ 0.50% · 4.625%
HK$5,431
+HK$272/mo
Deposit HK$519K · loan HK$965K · min. income ≈ HK$10,318/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$150/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$306/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$144/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,848
+HK$292/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$161/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$328/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$153/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$314/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,415
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$171/mo
Today · 4.125%
HK$5,754
baseline
▲ 0.50% · 4.625%
HK$6,104
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,508/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,024
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,185
−HK$164/mo
Today · 4.125%
HK$6,349
baseline
▲ 0.50% · 4.625%
HK$6,684
+HK$335/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,698/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,932
−HK$182/mo
Today · 4.125%
HK$6,114
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,228/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,400
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,572
−HK$174/mo
Today · 4.125%
HK$6,746
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$356/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,492/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,091
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,281
−HK$192/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$394/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,777
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,958
−HK$185/mo
Today · 4.125%
HK$7,143
baseline
▲ 0.50% · 4.625%
HK$7,519
+HK$376/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$14,286/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).