▼ 0.50% · 3.625%
HK$3,620
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$114/mo
Today · 4.125%
HK$3,847
baseline
▲ 0.50% · 4.625%
HK$4,081
+HK$234/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$7,694/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$109/mo
Today · 4.125%
HK$4,245
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$224/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$8,490/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$126/mo
Today · 4.125%
HK$4,232
baseline
▲ 0.50% · 4.625%
HK$4,490
+HK$258/mo
Deposit HK$714K · loan HK$873K · min. income ≈ HK$8,464/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,430
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$121/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,916
+HK$246/mo
Deposit HK$714K · loan HK$873K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,344
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$138/mo
Today · 4.125%
HK$4,617
baseline
▲ 0.50% · 4.625%
HK$4,898
+HK$281/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$9,234/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,963
−HK$131/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$269/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$149/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$304/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$143/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$291/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,068
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$160/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,714
+HK$328/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$153/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,256
+HK$313/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$172/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,122
+HK$351/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$165/mo
Today · 4.125%
HK$6,368
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$335/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,736/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,792
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,973
−HK$183/mo
Today · 4.125%
HK$6,156
baseline
▲ 0.50% · 4.625%
HK$6,530
+HK$374/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,312/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,444
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,617
−HK$175/mo
Today · 4.125%
HK$6,792
baseline
▲ 0.50% · 4.625%
HK$7,150
+HK$358/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,584/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,346
−HK$194/mo
Today · 4.125%
HK$6,540
baseline
▲ 0.50% · 4.625%
HK$6,938
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,080/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,847
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,030
−HK$187/mo
Today · 4.125%
HK$7,217
baseline
▲ 0.50% · 4.625%
HK$7,597
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,434/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,517
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,719
−HK$206/mo
Today · 4.125%
HK$6,925
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,850/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,250
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,444
−HK$197/mo
Today · 4.125%
HK$7,641
baseline
▲ 0.50% · 4.625%
HK$8,044
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,282/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).