▼ 0.50% · 3.625%
HK$3,490
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,599
−HK$110/mo
Today · 4.125%
HK$3,709
baseline
▲ 0.50% · 4.625%
HK$3,935
+HK$226/mo
Deposit HK$765K · loan HK$765K · min. income ≈ HK$7,418/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,883
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,987
−HK$106/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$215/mo
Deposit HK$765K · loan HK$765K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$121/mo
Today · 4.125%
HK$4,080
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$248/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$8,160/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$116/mo
Today · 4.125%
HK$4,502
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$237/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$9,004/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$132/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,722
+HK$271/mo
Deposit HK$612K · loan HK$918K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,660
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$126/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$259/mo
Deposit HK$612K · loan HK$918K · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$143/mo
Today · 4.125%
HK$4,822
baseline
▲ 0.50% · 4.625%
HK$5,115
+HK$293/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$9,644/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,048
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,183
−HK$138/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,601
+HK$280/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$155/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,509
+HK$316/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$148/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$302/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$166/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,902
+HK$338/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$158/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$324/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$177/mo
Today · 4.125%
HK$5,935
baseline
▲ 0.50% · 4.625%
HK$6,296
+HK$361/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,870/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,213
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,379
−HK$169/mo
Today · 4.125%
HK$6,548
baseline
▲ 0.50% · 4.625%
HK$6,894
+HK$346/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,096/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,934
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,118
−HK$188/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,689
+HK$383/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,601
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,778
−HK$180/mo
Today · 4.125%
HK$6,958
baseline
▲ 0.50% · 4.625%
HK$7,324
+HK$366/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,916/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,283
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,478
−HK$199/mo
Today · 4.125%
HK$6,677
baseline
▲ 0.50% · 4.625%
HK$7,083
+HK$406/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,354/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,989
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,177
−HK$190/mo
Today · 4.125%
HK$7,367
baseline
▲ 0.50% · 4.625%
HK$7,755
+HK$388/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,734/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).