▼ 0.50% · 3.625%
HK$3,303
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,406
−HK$104/mo
Today · 4.125%
HK$3,510
baseline
▲ 0.50% · 4.625%
HK$3,724
+HK$214/mo
Deposit HK$724K · loan HK$724K · min. income ≈ HK$7,020/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,675
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,773
−HK$100/mo
Today · 4.125%
HK$3,873
baseline
▲ 0.50% · 4.625%
HK$4,077
+HK$204/mo
Deposit HK$724K · loan HK$724K · min. income ≈ HK$7,746/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,746
−HK$115/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$235/mo
Deposit HK$652K · loan HK$797K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,042
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$110/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$225/mo
Deposit HK$652K · loan HK$797K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,087
−HK$125/mo
Today · 4.125%
HK$4,212
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$256/mo
Deposit HK$579K · loan HK$869K · min. income ≈ HK$8,424/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$120/mo
Today · 4.125%
HK$4,648
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$245/mo
Deposit HK$579K · loan HK$869K · min. income ≈ HK$9,296/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,427
−HK$136/mo
Today · 4.125%
HK$4,563
baseline
▲ 0.50% · 4.625%
HK$4,841
+HK$278/mo
Deposit HK$507K · loan HK$942K · min. income ≈ HK$9,126/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$130/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,300
+HK$265/mo
Deposit HK$507K · loan HK$942K · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$146/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$299/mo
Deposit HK$435K · loan HK$1.01M · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$140/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$286/mo
Deposit HK$435K · loan HK$1.01M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$156/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$321/mo
Deposit HK$362K · loan HK$1.09M · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$150/mo
Today · 4.125%
HK$5,810
baseline
▲ 0.50% · 4.625%
HK$6,116
+HK$306/mo
Deposit HK$362K · loan HK$1.09M · min. income ≈ HK$11,620/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,285
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$167/mo
Today · 4.125%
HK$5,616
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$342/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$11,232/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,879
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,037
−HK$160/mo
Today · 4.125%
HK$6,197
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$327/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$12,394/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$177/mo
Today · 4.125%
HK$5,967
baseline
▲ 0.50% · 4.625%
HK$6,330
+HK$363/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$11,934/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,247
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$170/mo
Today · 4.125%
HK$6,584
baseline
▲ 0.50% · 4.625%
HK$6,931
+HK$347/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$13,168/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$188/mo
Today · 4.125%
HK$6,318
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$385/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$12,636/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,614
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,792
−HK$179/mo
Today · 4.125%
HK$6,971
baseline
▲ 0.50% · 4.625%
HK$7,339
+HK$368/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$13,942/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).