▼ 0.50% · 3.625%
HK$3,461
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,569
−HK$110/mo
Today · 4.125%
HK$3,679
baseline
▲ 0.50% · 4.625%
HK$3,902
+HK$223/mo
Deposit HK$759K · loan HK$759K · min. income ≈ HK$7,358/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,851
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,954
−HK$105/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,273
+HK$214/mo
Deposit HK$759K · loan HK$759K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,926
−HK$120/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,293
+HK$247/mo
Deposit HK$683K · loan HK$835K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,236
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,350
−HK$115/mo
Today · 4.125%
HK$4,465
baseline
▲ 0.50% · 4.625%
HK$4,700
+HK$235/mo
Deposit HK$683K · loan HK$835K · min. income ≈ HK$8,930/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,154
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,283
−HK$131/mo
Today · 4.125%
HK$4,414
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$269/mo
Deposit HK$607K · loan HK$911K · min. income ≈ HK$8,828/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,745
−HK$126/mo
Today · 4.125%
HK$4,871
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$256/mo
Deposit HK$607K · loan HK$911K · min. income ≈ HK$9,742/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$142/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$291/mo
Deposit HK$531K · loan HK$987K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$137/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,555
+HK$278/mo
Deposit HK$531K · loan HK$987K · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,997
−HK$153/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$313/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,391
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,536
−HK$146/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$5,982
+HK$300/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,192
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,354
−HK$164/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$336/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$157/mo
Today · 4.125%
HK$6,088
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$321/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$12,176/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,538
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,711
−HK$175/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,244
+HK$358/mo
Deposit HK$304K · loan HK$1.21M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,327
−HK$167/mo
Today · 4.125%
HK$6,494
baseline
▲ 0.50% · 4.625%
HK$6,837
+HK$343/mo
Deposit HK$304K · loan HK$1.21M · min. income ≈ HK$12,988/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,885
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,068
−HK$186/mo
Today · 4.125%
HK$6,254
baseline
▲ 0.50% · 4.625%
HK$6,634
+HK$380/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,508/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,546
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,722
−HK$178/mo
Today · 4.125%
HK$6,900
baseline
▲ 0.50% · 4.625%
HK$7,264
+HK$364/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,800/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,231
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,424
−HK$197/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$403/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,932
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,117
−HK$189/mo
Today · 4.125%
HK$7,306
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$385/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,612/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).