▼ 0.50% · 3.625%
HK$4,401
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$140/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$284/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$133/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$153/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$313/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$146/mo
Today · 4.125%
HK$5,676
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$299/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$11,352/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$167/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,953
+HK$341/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,875
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$160/mo
Today · 4.125%
HK$6,192
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$326/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$12,384/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,899
−HK$180/mo
Today · 4.125%
HK$6,079
baseline
▲ 0.50% · 4.625%
HK$6,449
+HK$370/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$12,158/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,364
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,535
−HK$173/mo
Today · 4.125%
HK$6,708
baseline
▲ 0.50% · 4.625%
HK$7,062
+HK$354/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$13,416/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$195/mo
Today · 4.125%
HK$6,547
baseline
▲ 0.50% · 4.625%
HK$6,945
+HK$398/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$13,094/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,854
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,038
−HK$186/mo
Today · 4.125%
HK$7,224
baseline
▲ 0.50% · 4.625%
HK$7,605
+HK$381/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$14,448/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,601
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,806
−HK$209/mo
Today · 4.125%
HK$7,015
baseline
▲ 0.50% · 4.625%
HK$7,442
+HK$427/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,030/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,540
−HK$200/mo
Today · 4.125%
HK$7,740
baseline
▲ 0.50% · 4.625%
HK$8,148
+HK$408/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,480/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,041
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$222/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,938
+HK$456/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,833
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,043
−HK$213/mo
Today · 4.125%
HK$8,256
baseline
▲ 0.50% · 4.625%
HK$8,691
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,512/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,481
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,714
−HK$236/mo
Today · 4.125%
HK$7,950
baseline
▲ 0.50% · 4.625%
HK$8,434
+HK$484/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,900/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,322
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,546
−HK$226/mo
Today · 4.125%
HK$8,772
baseline
▲ 0.50% · 4.625%
HK$9,234
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,544/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,921
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,167
−HK$251/mo
Today · 4.125%
HK$8,418
baseline
▲ 0.50% · 4.625%
HK$8,930
+HK$512/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,836/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,812
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,048
−HK$240/mo
Today · 4.125%
HK$9,288
baseline
▲ 0.50% · 4.625%
HK$9,778
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,576/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).