▼ 0.50% · 3.625%
HK$4,451
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,590
−HK$141/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$287/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,085
−HK$135/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,495
+HK$275/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$155/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$316/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,594
−HK$148/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$302/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,342
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,508
−HK$169/mo
Today · 4.125%
HK$5,677
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$345/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,354/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,943
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,102
−HK$162/mo
Today · 4.125%
HK$6,264
baseline
▲ 0.50% · 4.625%
HK$6,594
+HK$330/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,528/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$183/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$374/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,611
−HK$175/mo
Today · 4.125%
HK$6,786
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$357/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,572/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,426
−HK$197/mo
Today · 4.125%
HK$6,623
baseline
▲ 0.50% · 4.625%
HK$7,026
+HK$403/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,246/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,119
−HK$189/mo
Today · 4.125%
HK$7,308
baseline
▲ 0.50% · 4.625%
HK$7,693
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,616/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,677
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,885
−HK$211/mo
Today · 4.125%
HK$7,096
baseline
▲ 0.50% · 4.625%
HK$7,528
+HK$432/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,192/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,428
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,628
−HK$202/mo
Today · 4.125%
HK$7,830
baseline
▲ 0.50% · 4.625%
HK$8,242
+HK$412/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,660/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,122
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,344
−HK$225/mo
Today · 4.125%
HK$7,569
baseline
▲ 0.50% · 4.625%
HK$8,029
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,138/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,924
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,136
−HK$216/mo
Today · 4.125%
HK$8,352
baseline
▲ 0.50% · 4.625%
HK$8,792
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,704/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,567
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,803
−HK$239/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,531
+HK$489/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,419
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,645
−HK$229/mo
Today · 4.125%
HK$8,874
baseline
▲ 0.50% · 4.625%
HK$9,341
+HK$467/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,748/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,013
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,262
−HK$253/mo
Today · 4.125%
HK$8,515
baseline
▲ 0.50% · 4.625%
HK$9,033
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,030/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,914
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,153
−HK$243/mo
Today · 4.125%
HK$9,396
baseline
▲ 0.50% · 4.625%
HK$9,891
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,792/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).