▼ 0.50% · 3.625%
HK$22,718
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,425
−HK$718/mo
Today · 4.125%
HK$24,143
baseline
▲ 0.50% · 4.625%
HK$25,612
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,286/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,274
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,952
−HK$687/mo
Today · 4.125%
HK$26,639
baseline
▲ 0.50% · 4.625%
HK$28,044
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,278/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,990
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,768
−HK$789/mo
Today · 4.125%
HK$26,557
baseline
▲ 0.50% · 4.625%
HK$28,173
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,114/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,801
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,547
−HK$756/mo
Today · 4.125%
HK$29,303
baseline
▲ 0.50% · 4.625%
HK$30,848
+HK$1,545/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,606/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,262
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,110
−HK$862/mo
Today · 4.125%
HK$28,972
baseline
▲ 0.50% · 4.625%
HK$30,735
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,944/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,329
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,142
−HK$825/mo
Today · 4.125%
HK$31,967
baseline
▲ 0.50% · 4.625%
HK$33,652
+HK$1,685/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,934/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,534
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,453
−HK$933/mo
Today · 4.125%
HK$31,386
baseline
▲ 0.50% · 4.625%
HK$33,296
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,772/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,856
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,737
−HK$894/mo
Today · 4.125%
HK$34,631
baseline
▲ 0.50% · 4.625%
HK$36,457
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,262/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,806
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,795
−HK$1,005/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,857
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,384
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,333
−HK$962/mo
Today · 4.125%
HK$37,295
baseline
▲ 0.50% · 4.625%
HK$39,261
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,590/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,078
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,138
−HK$1,077/mo
Today · 4.125%
HK$36,215
baseline
▲ 0.50% · 4.625%
HK$38,418
+HK$2,203/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,430/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,911
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,928
−HK$1,031/mo
Today · 4.125%
HK$39,959
baseline
▲ 0.50% · 4.625%
HK$42,066
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,918/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,349
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,480
−HK$1,149/mo
Today · 4.125%
HK$38,629
baseline
▲ 0.50% · 4.625%
HK$40,979
+HK$2,350/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,258/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,438
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,523
−HK$1,100/mo
Today · 4.125%
HK$42,623
baseline
▲ 0.50% · 4.625%
HK$44,870
+HK$2,247/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,246/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,621
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,823
−HK$1,220/mo
Today · 4.125%
HK$41,043
baseline
▲ 0.50% · 4.625%
HK$43,541
+HK$2,498/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,086/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,966
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,118
−HK$1,169/mo
Today · 4.125%
HK$45,287
baseline
▲ 0.50% · 4.625%
HK$47,674
+HK$2,387/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,574/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,893
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,165
−HK$1,292/mo
Today · 4.125%
HK$43,457
baseline
▲ 0.50% · 4.625%
HK$46,102
+HK$2,645/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$86,914/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,493
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,713
−HK$1,238/mo
Today · 4.125%
HK$47,951
baseline
▲ 0.50% · 4.625%
HK$50,479
+HK$2,528/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$95,902/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,310 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).