▼ 0.50% · 3.625%
HK$20,856
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,505
−HK$659/mo
Today · 4.125%
HK$22,164
baseline
▲ 0.50% · 4.625%
HK$23,513
+HK$1,349/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,328/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,202
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,825
−HK$631/mo
Today · 4.125%
HK$24,456
baseline
▲ 0.50% · 4.625%
HK$25,745
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,912/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,942
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,655
−HK$725/mo
Today · 4.125%
HK$24,380
baseline
▲ 0.50% · 4.625%
HK$25,864
+HK$1,484/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,760/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,522
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,207
−HK$694/mo
Today · 4.125%
HK$26,901
baseline
▲ 0.50% · 4.625%
HK$28,319
+HK$1,418/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,802/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,027
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,806
−HK$791/mo
Today · 4.125%
HK$26,597
baseline
▲ 0.50% · 4.625%
HK$28,215
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,194/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,843
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$758/mo
Today · 4.125%
HK$29,347
baseline
▲ 0.50% · 4.625%
HK$30,894
+HK$1,547/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,694/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,113
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,956
−HK$857/mo
Today · 4.125%
HK$28,813
baseline
▲ 0.50% · 4.625%
HK$30,566
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,626/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,163
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,972
−HK$821/mo
Today · 4.125%
HK$31,793
baseline
▲ 0.50% · 4.625%
HK$33,468
+HK$1,675/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,586/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,199
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,107
−HK$923/mo
Today · 4.125%
HK$31,030
baseline
▲ 0.50% · 4.625%
HK$32,918
+HK$1,888/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,060/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,483
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,354
−HK$884/mo
Today · 4.125%
HK$34,238
baseline
▲ 0.50% · 4.625%
HK$36,043
+HK$1,805/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,476/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,284
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,257
−HK$989/mo
Today · 4.125%
HK$33,246
baseline
▲ 0.50% · 4.625%
HK$35,269
+HK$2,023/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,492/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,803
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$947/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,617
+HK$1,933/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,370
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,408
−HK$1,054/mo
Today · 4.125%
HK$35,462
baseline
▲ 0.50% · 4.625%
HK$37,620
+HK$2,158/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,924/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,124
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,119
−HK$1,010/mo
Today · 4.125%
HK$39,129
baseline
▲ 0.50% · 4.625%
HK$41,192
+HK$2,063/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,258/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,455
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,558
−HK$1,121/mo
Today · 4.125%
HK$37,679
baseline
▲ 0.50% · 4.625%
HK$39,971
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,358/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,444
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,073/mo
Today · 4.125%
HK$41,575
baseline
▲ 0.50% · 4.625%
HK$43,766
+HK$2,191/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,150/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,541
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,709
−HK$1,186/mo
Today · 4.125%
HK$39,895
baseline
▲ 0.50% · 4.625%
HK$42,323
+HK$2,428/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$79,790/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,764
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,884
−HK$1,136/mo
Today · 4.125%
HK$44,020
baseline
▲ 0.50% · 4.625%
HK$46,341
+HK$2,321/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$88,040/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,641 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).