▼ 0.50% · 3.625%
HK$17,611
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,159
−HK$557/mo
Today · 4.125%
HK$18,716
baseline
▲ 0.50% · 4.625%
HK$19,854
+HK$1,138/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,432/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,592
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,118
−HK$533/mo
Today · 4.125%
HK$20,651
baseline
▲ 0.50% · 4.625%
HK$21,739
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,302/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,372
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,975
−HK$612/mo
Today · 4.125%
HK$20,587
baseline
▲ 0.50% · 4.625%
HK$21,840
+HK$1,253/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,174/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,552
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,130
−HK$586/mo
Today · 4.125%
HK$22,716
baseline
▲ 0.50% · 4.625%
HK$23,913
+HK$1,197/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,432/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,134
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,791
−HK$668/mo
Today · 4.125%
HK$22,459
baseline
▲ 0.50% · 4.625%
HK$23,825
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,918/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,511
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,141
−HK$640/mo
Today · 4.125%
HK$24,781
baseline
▲ 0.50% · 4.625%
HK$26,087
+HK$1,306/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,562/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,895
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,607
−HK$723/mo
Today · 4.125%
HK$24,330
baseline
▲ 0.50% · 4.625%
HK$25,811
+HK$1,481/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,660/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,470
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,153
−HK$693/mo
Today · 4.125%
HK$26,846
baseline
▲ 0.50% · 4.625%
HK$28,261
+HK$1,415/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,692/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,656
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,423
−HK$779/mo
Today · 4.125%
HK$26,202
baseline
▲ 0.50% · 4.625%
HK$27,796
+HK$1,594/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,404/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,429
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,165
−HK$746/mo
Today · 4.125%
HK$28,911
baseline
▲ 0.50% · 4.625%
HK$30,435
+HK$1,524/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,822/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,417
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,239
−HK$834/mo
Today · 4.125%
HK$28,073
baseline
▲ 0.50% · 4.625%
HK$29,782
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,146/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,389
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,177
−HK$799/mo
Today · 4.125%
HK$30,976
baseline
▲ 0.50% · 4.625%
HK$32,609
+HK$1,633/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,952/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,178
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,055
−HK$890/mo
Today · 4.125%
HK$29,945
baseline
▲ 0.50% · 4.625%
HK$31,767
+HK$1,822/mo
Deposit HK$1.54M · loan HK$6.18M · min. income ≈ HK$59,890/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,348
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,189
−HK$852/mo
Today · 4.125%
HK$33,041
baseline
▲ 0.50% · 4.625%
HK$34,783
+HK$1,742/mo
Deposit HK$1.54M · loan HK$6.18M · min. income ≈ HK$66,082/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,939
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,870
−HK$947/mo
Today · 4.125%
HK$31,817
baseline
▲ 0.50% · 4.625%
HK$33,753
+HK$1,936/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$63,634/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,307
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,200
−HK$907/mo
Today · 4.125%
HK$35,107
baseline
▲ 0.50% · 4.625%
HK$36,957
+HK$1,850/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$70,214/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,700
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,686
−HK$1,002/mo
Today · 4.125%
HK$33,688
baseline
▲ 0.50% · 4.625%
HK$35,738
+HK$2,050/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,376/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,266
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,212
−HK$960/mo
Today · 4.125%
HK$37,172
baseline
▲ 0.50% · 4.625%
HK$39,131
+HK$1,959/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,344/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).