▼ 0.50% · 3.625%
HK$21,860
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,540
−HK$691/mo
Today · 4.125%
HK$23,231
baseline
▲ 0.50% · 4.625%
HK$24,645
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,462/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,320
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,972
−HK$661/mo
Today · 4.125%
HK$25,633
baseline
▲ 0.50% · 4.625%
HK$26,985
+HK$1,352/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,266/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,046
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$760/mo
Today · 4.125%
HK$25,554
baseline
▲ 0.50% · 4.625%
HK$27,109
+HK$1,555/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,108/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,751
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,469
−HK$728/mo
Today · 4.125%
HK$28,197
baseline
▲ 0.50% · 4.625%
HK$29,683
+HK$1,486/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,394/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,233
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,049
−HK$829/mo
Today · 4.125%
HK$27,878
baseline
▲ 0.50% · 4.625%
HK$29,574
+HK$1,696/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,756/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,183
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,966
−HK$794/mo
Today · 4.125%
HK$30,760
baseline
▲ 0.50% · 4.625%
HK$32,382
+HK$1,622/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,520/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,419
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,303
−HK$898/mo
Today · 4.125%
HK$30,201
baseline
▲ 0.50% · 4.625%
HK$32,038
+HK$1,837/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,402/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,615
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,463
−HK$860/mo
Today · 4.125%
HK$33,323
baseline
▲ 0.50% · 4.625%
HK$35,080
+HK$1,757/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,646/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,605
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,557
−HK$967/mo
Today · 4.125%
HK$32,524
baseline
▲ 0.50% · 4.625%
HK$34,503
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,048/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,047
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,960
−HK$927/mo
Today · 4.125%
HK$35,887
baseline
▲ 0.50% · 4.625%
HK$37,778
+HK$1,891/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,774/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,791
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,811
−HK$1,036/mo
Today · 4.125%
HK$34,847
baseline
▲ 0.50% · 4.625%
HK$36,967
+HK$2,120/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,694/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,479
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,458
−HK$992/mo
Today · 4.125%
HK$38,450
baseline
▲ 0.50% · 4.625%
HK$40,477
+HK$2,027/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,900/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,977
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$1,105/mo
Today · 4.125%
HK$37,170
baseline
▲ 0.50% · 4.625%
HK$39,432
+HK$2,262/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,340/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,911
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,955
−HK$1,059/mo
Today · 4.125%
HK$41,014
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,028/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,163
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,319
−HK$1,174/mo
Today · 4.125%
HK$39,493
baseline
▲ 0.50% · 4.625%
HK$41,896
+HK$2,403/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$78,986/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,343
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,452
−HK$1,125/mo
Today · 4.125%
HK$43,577
baseline
▲ 0.50% · 4.625%
HK$45,874
+HK$2,297/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,154/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,349
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,573
−HK$1,243/mo
Today · 4.125%
HK$41,816
baseline
▲ 0.50% · 4.625%
HK$44,361
+HK$2,545/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,632/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,775
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,949
−HK$1,191/mo
Today · 4.125%
HK$46,140
baseline
▲ 0.50% · 4.625%
HK$48,572
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,280/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,684 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).