▼ 0.50% · 3.625%
HK$17,614
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,162
−HK$556/mo
Today · 4.125%
HK$18,718
baseline
▲ 0.50% · 4.625%
HK$19,857
+HK$1,139/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,436/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,595
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,121
−HK$533/mo
Today · 4.125%
HK$20,654
baseline
▲ 0.50% · 4.625%
HK$21,742
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,308/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,375
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,978
−HK$612/mo
Today · 4.125%
HK$20,590
baseline
▲ 0.50% · 4.625%
HK$21,843
+HK$1,253/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,180/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,555
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,133
−HK$586/mo
Today · 4.125%
HK$22,719
baseline
▲ 0.50% · 4.625%
HK$23,917
+HK$1,198/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,438/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,136
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,794
−HK$668/mo
Today · 4.125%
HK$22,462
baseline
▲ 0.50% · 4.625%
HK$23,829
+HK$1,367/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,924/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,514
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,145
−HK$639/mo
Today · 4.125%
HK$24,784
baseline
▲ 0.50% · 4.625%
HK$26,091
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,568/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,898
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,610
−HK$724/mo
Today · 4.125%
HK$24,334
baseline
▲ 0.50% · 4.625%
HK$25,814
+HK$1,480/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,668/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,474
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,157
−HK$693/mo
Today · 4.125%
HK$26,850
baseline
▲ 0.50% · 4.625%
HK$28,265
+HK$1,415/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,700/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,659
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,426
−HK$779/mo
Today · 4.125%
HK$26,205
baseline
▲ 0.50% · 4.625%
HK$27,800
+HK$1,595/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,410/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,433
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,169
−HK$746/mo
Today · 4.125%
HK$28,915
baseline
▲ 0.50% · 4.625%
HK$30,439
+HK$1,524/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,830/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,421
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,242
−HK$835/mo
Today · 4.125%
HK$28,077
baseline
▲ 0.50% · 4.625%
HK$29,786
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,154/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,393
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,181
−HK$800/mo
Today · 4.125%
HK$30,981
baseline
▲ 0.50% · 4.625%
HK$32,614
+HK$1,633/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,962/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,182
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,059
−HK$890/mo
Today · 4.125%
HK$29,949
baseline
▲ 0.50% · 4.625%
HK$31,771
+HK$1,822/mo
Deposit HK$1.54M · loan HK$6.18M · min. income ≈ HK$59,898/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,352
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,193
−HK$853/mo
Today · 4.125%
HK$33,046
baseline
▲ 0.50% · 4.625%
HK$34,788
+HK$1,742/mo
Deposit HK$1.54M · loan HK$6.18M · min. income ≈ HK$66,092/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,943
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,875
−HK$946/mo
Today · 4.125%
HK$31,821
baseline
▲ 0.50% · 4.625%
HK$33,757
+HK$1,936/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,642/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,312
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,205
−HK$906/mo
Today · 4.125%
HK$35,111
baseline
▲ 0.50% · 4.625%
HK$36,962
+HK$1,851/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,222/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,705
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,691
−HK$1,002/mo
Today · 4.125%
HK$33,693
baseline
▲ 0.50% · 4.625%
HK$35,743
+HK$2,050/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,386/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,271
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,217
−HK$960/mo
Today · 4.125%
HK$37,177
baseline
▲ 0.50% · 4.625%
HK$39,136
+HK$1,959/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,354/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,733 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).