▼ 0.50% · 3.625%
HK$21,219
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,879
−HK$670/mo
Today · 4.125%
HK$22,549
baseline
▲ 0.50% · 4.625%
HK$23,922
+HK$1,373/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,098/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,606
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,239
−HK$642/mo
Today · 4.125%
HK$24,881
baseline
▲ 0.50% · 4.625%
HK$26,193
+HK$1,312/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,762/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,341
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,067
−HK$737/mo
Today · 4.125%
HK$24,804
baseline
▲ 0.50% · 4.625%
HK$26,314
+HK$1,510/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,608/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,966
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,663
−HK$706/mo
Today · 4.125%
HK$27,369
baseline
▲ 0.50% · 4.625%
HK$28,812
+HK$1,443/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,738/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,463
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,255
−HK$804/mo
Today · 4.125%
HK$27,059
baseline
▲ 0.50% · 4.625%
HK$28,706
+HK$1,647/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,118/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,327
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,087
−HK$770/mo
Today · 4.125%
HK$29,857
baseline
▲ 0.50% · 4.625%
HK$31,431
+HK$1,574/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,714/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,584
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,443
−HK$871/mo
Today · 4.125%
HK$29,314
baseline
▲ 0.50% · 4.625%
HK$31,098
+HK$1,784/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,628/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,687
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,510
−HK$835/mo
Today · 4.125%
HK$32,345
baseline
▲ 0.50% · 4.625%
HK$34,050
+HK$1,705/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,690/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,706
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,630
−HK$939/mo
Today · 4.125%
HK$31,569
baseline
▲ 0.50% · 4.625%
HK$33,490
+HK$1,921/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,138/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,048
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,934
−HK$900/mo
Today · 4.125%
HK$34,834
baseline
▲ 0.50% · 4.625%
HK$36,670
+HK$1,836/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,668/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,828
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,818
−HK$1,006/mo
Today · 4.125%
HK$33,824
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$2,058/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,648/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,358
−HK$964/mo
Today · 4.125%
HK$37,322
baseline
▲ 0.50% · 4.625%
HK$39,289
+HK$1,967/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,644/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,950
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$1,073/mo
Today · 4.125%
HK$36,079
baseline
▲ 0.50% · 4.625%
HK$38,274
+HK$2,195/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,158/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,769
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,782
−HK$1,028/mo
Today · 4.125%
HK$39,810
baseline
▲ 0.50% · 4.625%
HK$41,908
+HK$2,098/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,620/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,072
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,194
−HK$1,140/mo
Today · 4.125%
HK$38,334
baseline
▲ 0.50% · 4.625%
HK$40,667
+HK$2,333/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,668/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,130
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,206
−HK$1,092/mo
Today · 4.125%
HK$42,298
baseline
▲ 0.50% · 4.625%
HK$44,527
+HK$2,229/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,596/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,194
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,382
−HK$1,207/mo
Today · 4.125%
HK$40,589
baseline
▲ 0.50% · 4.625%
HK$43,059
+HK$2,470/mo
Deposit HK$931K · loan HK$8.37M · min. income ≈ HK$81,178/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,490
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,630
−HK$1,156/mo
Today · 4.125%
HK$44,786
baseline
▲ 0.50% · 4.625%
HK$47,147
+HK$2,361/mo
Deposit HK$931K · loan HK$8.37M · min. income ≈ HK$89,572/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).