▼ 0.50% · 3.625%
HK$20,571
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,211
−HK$650/mo
Today · 4.125%
HK$21,861
baseline
▲ 0.50% · 4.625%
HK$23,191
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,722/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,885
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,499
−HK$622/mo
Today · 4.125%
HK$24,121
baseline
▲ 0.50% · 4.625%
HK$25,393
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,242/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,628
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,332
−HK$715/mo
Today · 4.125%
HK$24,047
baseline
▲ 0.50% · 4.625%
HK$25,510
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,094/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,173
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,848
−HK$685/mo
Today · 4.125%
HK$26,533
baseline
▲ 0.50% · 4.625%
HK$27,932
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,066/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,685
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,453
−HK$780/mo
Today · 4.125%
HK$26,233
baseline
▲ 0.50% · 4.625%
HK$27,829
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,466/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,462
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,198
−HK$747/mo
Today · 4.125%
HK$28,945
baseline
▲ 0.50% · 4.625%
HK$30,471
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,890/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,742
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,574
−HK$845/mo
Today · 4.125%
HK$28,419
baseline
▲ 0.50% · 4.625%
HK$30,148
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,838/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,750
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,548
−HK$810/mo
Today · 4.125%
HK$31,358
baseline
▲ 0.50% · 4.625%
HK$33,010
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,716/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,799
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,695
−HK$910/mo
Today · 4.125%
HK$30,605
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,862/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,210/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,039
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,898
−HK$872/mo
Today · 4.125%
HK$33,770
baseline
▲ 0.50% · 4.625%
HK$35,550
+HK$1,780/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,540/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,856
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,816
−HK$975/mo
Today · 4.125%
HK$32,791
baseline
▲ 0.50% · 4.625%
HK$34,786
+HK$1,995/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,582/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,327
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,248
−HK$934/mo
Today · 4.125%
HK$36,182
baseline
▲ 0.50% · 4.625%
HK$38,089
+HK$1,907/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,364/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,913
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,937
−HK$1,040/mo
Today · 4.125%
HK$34,977
baseline
▲ 0.50% · 4.625%
HK$37,106
+HK$2,129/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,954/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,616
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,598
−HK$996/mo
Today · 4.125%
HK$38,594
baseline
▲ 0.50% · 4.625%
HK$40,628
+HK$2,034/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,188/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,058
−HK$1,105/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$2,262/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,904
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,948
−HK$1,058/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,162/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,027
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,179
−HK$1,170/mo
Today · 4.125%
HK$39,349
baseline
▲ 0.50% · 4.625%
HK$41,744
+HK$2,395/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,698/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,193
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,297
−HK$1,121/mo
Today · 4.125%
HK$43,418
baseline
▲ 0.50% · 4.625%
HK$45,707
+HK$2,289/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,836/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).