▼ 0.50% · 3.625%
HK$21,753
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,429
−HK$688/mo
Today · 4.125%
HK$23,117
baseline
▲ 0.50% · 4.625%
HK$24,523
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,234/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,200
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,849
−HK$658/mo
Today · 4.125%
HK$25,507
baseline
▲ 0.50% · 4.625%
HK$26,852
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,014/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,928
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,672
−HK$756/mo
Today · 4.125%
HK$25,428
baseline
▲ 0.50% · 4.625%
HK$26,976
+HK$1,548/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,856/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,620
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,334
−HK$724/mo
Today · 4.125%
HK$28,058
baseline
▲ 0.50% · 4.625%
HK$29,537
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,116/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,103
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,915
−HK$825/mo
Today · 4.125%
HK$27,740
baseline
▲ 0.50% · 4.625%
HK$29,428
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,480/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,818
−HK$791/mo
Today · 4.125%
HK$30,609
baseline
▲ 0.50% · 4.625%
HK$32,222
+HK$1,613/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,218/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,279
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,158
−HK$894/mo
Today · 4.125%
HK$30,052
baseline
▲ 0.50% · 4.625%
HK$31,880
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,104/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,460
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$856/mo
Today · 4.125%
HK$33,159
baseline
▲ 0.50% · 4.625%
HK$34,907
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,318/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,454
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,401
−HK$963/mo
Today · 4.125%
HK$32,364
baseline
▲ 0.50% · 4.625%
HK$34,333
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,728/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,880
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,788
−HK$922/mo
Today · 4.125%
HK$35,710
baseline
▲ 0.50% · 4.625%
HK$37,592
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,420/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,629
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$1,031/mo
Today · 4.125%
HK$34,675
baseline
▲ 0.50% · 4.625%
HK$36,785
+HK$2,110/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,350/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,300
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,273
−HK$988/mo
Today · 4.125%
HK$38,261
baseline
▲ 0.50% · 4.625%
HK$40,277
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,522/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,804
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,887
−HK$1,100/mo
Today · 4.125%
HK$36,987
baseline
▲ 0.50% · 4.625%
HK$39,237
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,974/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,719
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,758
−HK$1,053/mo
Today · 4.125%
HK$40,811
baseline
▲ 0.50% · 4.625%
HK$42,963
+HK$2,152/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,622/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,980
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,130
−HK$1,169/mo
Today · 4.125%
HK$39,299
baseline
▲ 0.50% · 4.625%
HK$41,690
+HK$2,391/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,598/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,139
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,243
−HK$1,119/mo
Today · 4.125%
HK$43,362
baseline
▲ 0.50% · 4.625%
HK$45,648
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,724/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,155
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,373
−HK$1,237/mo
Today · 4.125%
HK$41,610
baseline
▲ 0.50% · 4.625%
HK$44,142
+HK$2,532/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,220/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,559
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,728
−HK$1,185/mo
Today · 4.125%
HK$45,913
baseline
▲ 0.50% · 4.625%
HK$48,333
+HK$2,420/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,826/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,959 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).