▼ 0.50% · 3.625%
HK$20,639
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,281
−HK$653/mo
Today · 4.125%
HK$21,934
baseline
▲ 0.50% · 4.625%
HK$23,268
+HK$1,334/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,868/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,961
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,577
−HK$625/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,477
+HK$1,275/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,703
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,410
−HK$717/mo
Today · 4.125%
HK$24,127
baseline
▲ 0.50% · 4.625%
HK$25,595
+HK$1,468/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,254/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,257
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,935
−HK$687/mo
Today · 4.125%
HK$26,622
baseline
▲ 0.50% · 4.625%
HK$28,025
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,244/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,767
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,538
−HK$783/mo
Today · 4.125%
HK$26,321
baseline
▲ 0.50% · 4.625%
HK$27,922
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,642/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,553
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,292
−HK$750/mo
Today · 4.125%
HK$29,042
baseline
▲ 0.50% · 4.625%
HK$30,573
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,084/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,831
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,666
−HK$848/mo
Today · 4.125%
HK$28,514
baseline
▲ 0.50% · 4.625%
HK$30,249
+HK$1,735/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,028/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,850
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,650
−HK$812/mo
Today · 4.125%
HK$31,462
baseline
▲ 0.50% · 4.625%
HK$33,121
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,924/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,895
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,794
−HK$913/mo
Today · 4.125%
HK$30,707
baseline
▲ 0.50% · 4.625%
HK$32,576
+HK$1,869/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,414/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,146
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,008
−HK$874/mo
Today · 4.125%
HK$33,882
baseline
▲ 0.50% · 4.625%
HK$35,668
+HK$1,786/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,764/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,959
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,922
−HK$979/mo
Today · 4.125%
HK$32,901
baseline
▲ 0.50% · 4.625%
HK$34,903
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,802/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,442
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,366
−HK$937/mo
Today · 4.125%
HK$36,303
baseline
▲ 0.50% · 4.625%
HK$38,216
+HK$1,913/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,606/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,023
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,050
−HK$1,044/mo
Today · 4.125%
HK$35,094
baseline
▲ 0.50% · 4.625%
HK$37,229
+HK$2,135/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,188/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,738
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,723
−HK$1,000/mo
Today · 4.125%
HK$38,723
baseline
▲ 0.50% · 4.625%
HK$40,764
+HK$2,041/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,446/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,087
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,179
−HK$1,108/mo
Today · 4.125%
HK$37,287
baseline
▲ 0.50% · 4.625%
HK$39,556
+HK$2,269/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,574/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,034
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,081
−HK$1,062/mo
Today · 4.125%
HK$41,143
baseline
▲ 0.50% · 4.625%
HK$43,312
+HK$2,169/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,286/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,151
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,307
−HK$1,174/mo
Today · 4.125%
HK$39,481
baseline
▲ 0.50% · 4.625%
HK$41,883
+HK$2,402/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$78,962/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,330
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,439
−HK$1,124/mo
Today · 4.125%
HK$43,563
baseline
▲ 0.50% · 4.625%
HK$45,859
+HK$2,296/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$87,126/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,140 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).