▼ 0.50% · 3.625%
HK$21,856
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,536
−HK$691/mo
Today · 4.125%
HK$23,227
baseline
▲ 0.50% · 4.625%
HK$24,640
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,454/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,315
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,967
−HK$662/mo
Today · 4.125%
HK$25,629
baseline
▲ 0.50% · 4.625%
HK$26,980
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,258/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,042
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,790
−HK$760/mo
Today · 4.125%
HK$25,550
baseline
▲ 0.50% · 4.625%
HK$27,104
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,100/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,464
−HK$728/mo
Today · 4.125%
HK$28,192
baseline
▲ 0.50% · 4.625%
HK$29,678
+HK$1,486/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,384/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,228
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,043
−HK$829/mo
Today · 4.125%
HK$27,872
baseline
▲ 0.50% · 4.625%
HK$29,568
+HK$1,696/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,744/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,178
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,961
−HK$793/mo
Today · 4.125%
HK$30,754
baseline
▲ 0.50% · 4.625%
HK$32,376
+HK$1,622/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,508/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,413
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,297
−HK$898/mo
Today · 4.125%
HK$30,195
baseline
▲ 0.50% · 4.625%
HK$32,032
+HK$1,837/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,390/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,610
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,457
−HK$860/mo
Today · 4.125%
HK$33,317
baseline
▲ 0.50% · 4.625%
HK$35,073
+HK$1,756/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,634/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,599
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,551
−HK$967/mo
Today · 4.125%
HK$32,518
baseline
▲ 0.50% · 4.625%
HK$34,496
+HK$1,978/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,036/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,041
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,954
−HK$926/mo
Today · 4.125%
HK$35,880
baseline
▲ 0.50% · 4.625%
HK$37,771
+HK$1,891/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,760/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,785
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,804
−HK$1,036/mo
Today · 4.125%
HK$34,840
baseline
▲ 0.50% · 4.625%
HK$36,960
+HK$2,120/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,680/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,473
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,451
−HK$992/mo
Today · 4.125%
HK$38,443
baseline
▲ 0.50% · 4.625%
HK$40,469
+HK$2,026/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,886/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,058
−HK$1,105/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,424
+HK$2,261/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,904
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,947
−HK$1,059/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,167
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,156
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,312
−HK$1,174/mo
Today · 4.125%
HK$39,486
baseline
▲ 0.50% · 4.625%
HK$41,888
+HK$2,402/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$78,972/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,336
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,444
−HK$1,125/mo
Today · 4.125%
HK$43,569
baseline
▲ 0.50% · 4.625%
HK$45,865
+HK$2,296/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,138/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,341
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,565
−HK$1,244/mo
Today · 4.125%
HK$41,809
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,544/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,618/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,767
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,941
−HK$1,191/mo
Today · 4.125%
HK$46,132
baseline
▲ 0.50% · 4.625%
HK$48,563
+HK$2,431/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,264/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,506 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).