▼ 0.50% · 3.625%
HK$20,950
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,602
−HK$662/mo
Today · 4.125%
HK$22,264
baseline
▲ 0.50% · 4.625%
HK$23,619
+HK$1,355/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,528/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,307
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,932
−HK$634/mo
Today · 4.125%
HK$24,566
baseline
▲ 0.50% · 4.625%
HK$25,861
+HK$1,295/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,132/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,045
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,762
−HK$729/mo
Today · 4.125%
HK$24,491
baseline
▲ 0.50% · 4.625%
HK$25,981
+HK$1,490/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,982/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,638
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,325
−HK$698/mo
Today · 4.125%
HK$27,023
baseline
▲ 0.50% · 4.625%
HK$28,447
+HK$1,424/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,046/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,140
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,922
−HK$795/mo
Today · 4.125%
HK$26,717
baseline
▲ 0.50% · 4.625%
HK$28,343
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,434/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,968
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,719
−HK$760/mo
Today · 4.125%
HK$29,479
baseline
▲ 0.50% · 4.625%
HK$31,033
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,958/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,083
−HK$860/mo
Today · 4.125%
HK$28,943
baseline
▲ 0.50% · 4.625%
HK$30,704
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,886/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,299
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,112
−HK$824/mo
Today · 4.125%
HK$31,936
baseline
▲ 0.50% · 4.625%
HK$33,620
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,872/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,330
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,243
−HK$927/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$33,066
+HK$1,896/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,630
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,505
−HK$888/mo
Today · 4.125%
HK$34,393
baseline
▲ 0.50% · 4.625%
HK$36,206
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,786/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,425
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,403
−HK$993/mo
Today · 4.125%
HK$33,396
baseline
▲ 0.50% · 4.625%
HK$35,428
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,792/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,961
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,898
−HK$951/mo
Today · 4.125%
HK$36,849
baseline
▲ 0.50% · 4.625%
HK$38,792
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,698/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,521
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,563
−HK$1,060/mo
Today · 4.125%
HK$35,623
baseline
▲ 0.50% · 4.625%
HK$37,790
+HK$2,167/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,246/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,291
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,291
−HK$1,015/mo
Today · 4.125%
HK$39,306
baseline
▲ 0.50% · 4.625%
HK$41,378
+HK$2,072/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,612/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,616
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,723
−HK$1,126/mo
Today · 4.125%
HK$37,849
baseline
▲ 0.50% · 4.625%
HK$40,152
+HK$2,303/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,698/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,622
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,685
−HK$1,078/mo
Today · 4.125%
HK$41,763
baseline
▲ 0.50% · 4.625%
HK$43,964
+HK$2,201/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,526/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,711
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,884
−HK$1,191/mo
Today · 4.125%
HK$40,075
baseline
▲ 0.50% · 4.625%
HK$42,514
+HK$2,439/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,150/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,953
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,078
−HK$1,141/mo
Today · 4.125%
HK$44,219
baseline
▲ 0.50% · 4.625%
HK$46,550
+HK$2,331/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,438/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,771 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).