▼ 0.50% · 3.625%
HK$22,758
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,465
−HK$720/mo
Today · 4.125%
HK$24,185
baseline
▲ 0.50% · 4.625%
HK$25,656
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,370/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,997
−HK$688/mo
Today · 4.125%
HK$26,685
baseline
▲ 0.50% · 4.625%
HK$28,092
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,370/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,812
−HK$791/mo
Today · 4.125%
HK$26,603
baseline
▲ 0.50% · 4.625%
HK$28,222
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,206/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,849
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,596
−HK$758/mo
Today · 4.125%
HK$29,354
baseline
▲ 0.50% · 4.625%
HK$30,901
+HK$1,547/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,708/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,158
−HK$864/mo
Today · 4.125%
HK$29,022
baseline
▲ 0.50% · 4.625%
HK$30,787
+HK$1,765/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,044/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,381
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,196
−HK$826/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,585
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$935/mo
Today · 4.125%
HK$31,440
baseline
▲ 0.50% · 4.625%
HK$33,353
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,880/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,913
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,795
−HK$896/mo
Today · 4.125%
HK$34,691
baseline
▲ 0.50% · 4.625%
HK$36,520
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,382/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,861
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$1,006/mo
Today · 4.125%
HK$33,858
baseline
▲ 0.50% · 4.625%
HK$35,919
+HK$2,061/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,716/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,445
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,395
−HK$964/mo
Today · 4.125%
HK$37,359
baseline
▲ 0.50% · 4.625%
HK$39,329
+HK$1,970/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,718/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,136
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,198
−HK$1,079/mo
Today · 4.125%
HK$36,277
baseline
▲ 0.50% · 4.625%
HK$38,484
+HK$2,207/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,554/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,976
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,995
−HK$1,033/mo
Today · 4.125%
HK$40,028
baseline
▲ 0.50% · 4.625%
HK$42,138
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,056/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,412
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$1,150/mo
Today · 4.125%
HK$38,695
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,355/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$77,390/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,508
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,594
−HK$1,103/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$44,947
+HK$2,250/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,688
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,891
−HK$1,223/mo
Today · 4.125%
HK$41,114
baseline
▲ 0.50% · 4.625%
HK$43,616
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,228/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,040
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,194
−HK$1,171/mo
Today · 4.125%
HK$45,365
baseline
▲ 0.50% · 4.625%
HK$47,756
+HK$2,391/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,730/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,964
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,238
−HK$1,294/mo
Today · 4.125%
HK$43,532
baseline
▲ 0.50% · 4.625%
HK$46,181
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,064/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,572
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,794
−HK$1,240/mo
Today · 4.125%
HK$48,034
baseline
▲ 0.50% · 4.625%
HK$50,566
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,068/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,025 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).