▼ 0.50% · 3.625%
HK$18,035
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,596
−HK$570/mo
Today · 4.125%
HK$19,166
baseline
▲ 0.50% · 4.625%
HK$20,332
+HK$1,166/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,332/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,064
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,602
−HK$546/mo
Today · 4.125%
HK$21,148
baseline
▲ 0.50% · 4.625%
HK$22,263
+HK$1,115/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,296/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,839
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,456
−HK$627/mo
Today · 4.125%
HK$21,083
baseline
▲ 0.50% · 4.625%
HK$22,365
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,166/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,070
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,662
−HK$601/mo
Today · 4.125%
HK$23,263
baseline
▲ 0.50% · 4.625%
HK$24,489
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,526/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,315
−HK$684/mo
Today · 4.125%
HK$22,999
baseline
▲ 0.50% · 4.625%
HK$24,399
+HK$1,400/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$45,998/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,077
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,722
−HK$655/mo
Today · 4.125%
HK$25,377
baseline
▲ 0.50% · 4.625%
HK$26,715
+HK$1,338/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$50,754/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,446
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,175
−HK$741/mo
Today · 4.125%
HK$24,916
baseline
▲ 0.50% · 4.625%
HK$26,432
+HK$1,516/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,832/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,083
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,783
−HK$709/mo
Today · 4.125%
HK$27,492
baseline
▲ 0.50% · 4.625%
HK$28,941
+HK$1,449/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,984/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,249
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,034
−HK$798/mo
Today · 4.125%
HK$26,832
baseline
▲ 0.50% · 4.625%
HK$28,465
+HK$1,633/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,664/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,089
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,843
−HK$764/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,168
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,053
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,894
−HK$855/mo
Today · 4.125%
HK$28,749
baseline
▲ 0.50% · 4.625%
HK$30,498
+HK$1,749/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,498/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,096
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,903
−HK$819/mo
Today · 4.125%
HK$31,722
baseline
▲ 0.50% · 4.625%
HK$33,394
+HK$1,672/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,444/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,856
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,754
−HK$912/mo
Today · 4.125%
HK$30,666
baseline
▲ 0.50% · 4.625%
HK$32,532
+HK$1,866/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,332/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,102
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,963
−HK$874/mo
Today · 4.125%
HK$33,837
baseline
▲ 0.50% · 4.625%
HK$35,620
+HK$1,783/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,674/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,660
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,613
−HK$969/mo
Today · 4.125%
HK$32,582
baseline
▲ 0.50% · 4.625%
HK$34,565
+HK$1,983/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,164/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,109
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,023
−HK$928/mo
Today · 4.125%
HK$35,951
baseline
▲ 0.50% · 4.625%
HK$37,846
+HK$1,895/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,902/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,463
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,473
−HK$1,026/mo
Today · 4.125%
HK$34,499
baseline
▲ 0.50% · 4.625%
HK$36,598
+HK$2,099/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$68,998/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,115
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,083
−HK$983/mo
Today · 4.125%
HK$38,066
baseline
▲ 0.50% · 4.625%
HK$40,073
+HK$2,007/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,132/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,277 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).