▼ 0.50% · 3.625%
HK$18,017
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,578
−HK$569/mo
Today · 4.125%
HK$19,147
baseline
▲ 0.50% · 4.625%
HK$20,312
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,294/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,044
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,582
−HK$545/mo
Today · 4.125%
HK$21,127
baseline
▲ 0.50% · 4.625%
HK$22,241
+HK$1,114/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,254/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,819
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,436
−HK$626/mo
Today · 4.125%
HK$21,062
baseline
▲ 0.50% · 4.625%
HK$22,344
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,124/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$600/mo
Today · 4.125%
HK$23,240
baseline
▲ 0.50% · 4.625%
HK$24,465
+HK$1,225/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,480/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,621
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,294
−HK$683/mo
Today · 4.125%
HK$22,977
baseline
▲ 0.50% · 4.625%
HK$24,375
+HK$1,398/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,954/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,053
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,698
−HK$655/mo
Today · 4.125%
HK$25,353
baseline
▲ 0.50% · 4.625%
HK$26,689
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,706/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,423
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,151
−HK$741/mo
Today · 4.125%
HK$24,892
baseline
▲ 0.50% · 4.625%
HK$26,406
+HK$1,514/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,784/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,058
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,756
−HK$709/mo
Today · 4.125%
HK$27,465
baseline
▲ 0.50% · 4.625%
HK$28,913
+HK$1,448/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,930/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,224
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,009
−HK$797/mo
Today · 4.125%
HK$26,806
baseline
▲ 0.50% · 4.625%
HK$28,437
+HK$1,631/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,612/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,062
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,815
−HK$763/mo
Today · 4.125%
HK$29,578
baseline
▲ 0.50% · 4.625%
HK$31,137
+HK$1,559/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,156/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,026
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,867
−HK$854/mo
Today · 4.125%
HK$28,721
baseline
▲ 0.50% · 4.625%
HK$30,469
+HK$1,748/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,442/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,066
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,873
−HK$818/mo
Today · 4.125%
HK$31,691
baseline
▲ 0.50% · 4.625%
HK$33,361
+HK$1,670/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,382/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,828
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,725
−HK$911/mo
Today · 4.125%
HK$30,636
baseline
▲ 0.50% · 4.625%
HK$32,500
+HK$1,864/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,272/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,071
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,931
−HK$873/mo
Today · 4.125%
HK$33,804
baseline
▲ 0.50% · 4.625%
HK$35,585
+HK$1,781/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,608/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,630
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,583
−HK$968/mo
Today · 4.125%
HK$32,551
baseline
▲ 0.50% · 4.625%
HK$34,531
+HK$1,980/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,102/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,075
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,989
−HK$927/mo
Today · 4.125%
HK$35,916
baseline
▲ 0.50% · 4.625%
HK$37,809
+HK$1,893/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,832/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,431
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,440
−HK$1,025/mo
Today · 4.125%
HK$34,465
baseline
▲ 0.50% · 4.625%
HK$36,562
+HK$2,097/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,930/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,080
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,047
−HK$982/mo
Today · 4.125%
HK$38,029
baseline
▲ 0.50% · 4.625%
HK$40,034
+HK$2,005/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,058/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).