▼ 0.50% · 3.625%
HK$20,749
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,394
−HK$656/mo
Today · 4.125%
HK$22,050
baseline
▲ 0.50% · 4.625%
HK$23,392
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,100/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,083
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,702
−HK$628/mo
Today · 4.125%
HK$24,330
baseline
▲ 0.50% · 4.625%
HK$25,612
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,660/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,824
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,534
−HK$721/mo
Today · 4.125%
HK$24,255
baseline
▲ 0.50% · 4.625%
HK$25,731
+HK$1,476/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,510/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,391
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,072
−HK$691/mo
Today · 4.125%
HK$26,763
baseline
▲ 0.50% · 4.625%
HK$28,174
+HK$1,411/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,526/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,899
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,673
−HK$787/mo
Today · 4.125%
HK$26,460
baseline
▲ 0.50% · 4.625%
HK$28,070
+HK$1,610/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,920/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,699
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,442
−HK$754/mo
Today · 4.125%
HK$29,196
baseline
▲ 0.50% · 4.625%
HK$30,735
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,392/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,974
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,813
−HK$852/mo
Today · 4.125%
HK$28,665
baseline
▲ 0.50% · 4.625%
HK$30,409
+HK$1,744/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,330/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,008
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,813
−HK$816/mo
Today · 4.125%
HK$31,629
baseline
▲ 0.50% · 4.625%
HK$33,296
+HK$1,667/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,258/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,048
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,952
−HK$918/mo
Today · 4.125%
HK$30,870
baseline
▲ 0.50% · 4.625%
HK$32,748
+HK$1,878/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,740/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,316
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,183
−HK$879/mo
Today · 4.125%
HK$34,062
baseline
▲ 0.50% · 4.625%
HK$35,857
+HK$1,795/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,124/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,123
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,091
−HK$984/mo
Today · 4.125%
HK$33,075
baseline
▲ 0.50% · 4.625%
HK$35,088
+HK$2,013/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,150/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,624
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,553
−HK$942/mo
Today · 4.125%
HK$36,495
baseline
▲ 0.50% · 4.625%
HK$38,419
+HK$1,924/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,990/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,198
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,231
−HK$1,049/mo
Today · 4.125%
HK$35,280
baseline
▲ 0.50% · 4.625%
HK$37,427
+HK$2,147/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,560/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,933
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,923
−HK$1,005/mo
Today · 4.125%
HK$38,928
baseline
▲ 0.50% · 4.625%
HK$40,980
+HK$2,052/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,856/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,273
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,370
−HK$1,115/mo
Today · 4.125%
HK$37,485
baseline
▲ 0.50% · 4.625%
HK$39,766
+HK$2,281/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,970/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,241
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,293
−HK$1,068/mo
Today · 4.125%
HK$41,361
baseline
▲ 0.50% · 4.625%
HK$43,541
+HK$2,180/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,722/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,348
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,510
−HK$1,180/mo
Today · 4.125%
HK$39,690
baseline
▲ 0.50% · 4.625%
HK$42,105
+HK$2,415/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,380/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,549
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,664
−HK$1,130/mo
Today · 4.125%
HK$43,794
baseline
▲ 0.50% · 4.625%
HK$46,102
+HK$2,308/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,588/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,935 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).