Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$984K, with repayments around HK$42,930/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,860/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,210 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 45/F
- Flat
- G
- Saleable Area
- 854 Saleable ft²
- Gross Area
- 1,124 ft²
- Efficiency
- 76%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-05 | HK$9.88M | −5.9% 4.6y · −1.0%/yr |
| 2020-11-05 | HK$10.50M | +16.0% 3.0y · 5.0%/yr |
| 2017-11-02 | HK$9.05M | +62.5% 6.7y · 9.0%/yr |
| 2011-01-31 | HK$5.57M | +36.2% |
| 2008-06-23 | HK$4.09M | +81.0% |
| 2004-02-03 | HK$2.26M | — |