▼ 0.50% · 3.625%
HK$14,779
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,239
−HK$467/mo
Today · 4.125%
HK$15,706
baseline
▲ 0.50% · 4.625%
HK$16,662
+HK$956/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,412/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,442
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,883
−HK$447/mo
Today · 4.125%
HK$17,330
baseline
▲ 0.50% · 4.625%
HK$18,244
+HK$914/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,660/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,257
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,763
−HK$514/mo
Today · 4.125%
HK$17,277
baseline
▲ 0.50% · 4.625%
HK$18,328
+HK$1,051/mo
Deposit HK$2.92M · loan HK$3.56M · min. income ≈ HK$34,554/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,086
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,571
−HK$492/mo
Today · 4.125%
HK$19,063
baseline
▲ 0.50% · 4.625%
HK$20,068
+HK$1,005/mo
Deposit HK$2.92M · loan HK$3.56M · min. income ≈ HK$38,126/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,735
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,287
−HK$561/mo
Today · 4.125%
HK$18,848
baseline
▲ 0.50% · 4.625%
HK$19,994
+HK$1,146/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,696/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,730
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,260
−HK$536/mo
Today · 4.125%
HK$20,796
baseline
▲ 0.50% · 4.625%
HK$21,893
+HK$1,097/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,592/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,213
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,811
−HK$607/mo
Today · 4.125%
HK$20,418
baseline
▲ 0.50% · 4.625%
HK$21,661
+HK$1,243/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$40,836/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,375
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,948
−HK$581/mo
Today · 4.125%
HK$22,529
baseline
▲ 0.50% · 4.625%
HK$23,717
+HK$1,188/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$45,058/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,691
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,335
−HK$654/mo
Today · 4.125%
HK$21,989
baseline
▲ 0.50% · 4.625%
HK$23,327
+HK$1,338/mo
Deposit HK$1.94M · loan HK$4.54M · min. income ≈ HK$43,978/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,636
−HK$626/mo
Today · 4.125%
HK$24,262
baseline
▲ 0.50% · 4.625%
HK$25,541
+HK$1,279/mo
Deposit HK$1.94M · loan HK$4.54M · min. income ≈ HK$48,524/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,169
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$700/mo
Today · 4.125%
HK$23,559
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,434/mo
Deposit HK$1.62M · loan HK$4.86M · min. income ≈ HK$47,118/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,325
−HK$671/mo
Today · 4.125%
HK$25,996
baseline
▲ 0.50% · 4.625%
HK$27,366
+HK$1,370/mo
Deposit HK$1.62M · loan HK$4.86M · min. income ≈ HK$51,992/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,647
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,383
−HK$747/mo
Today · 4.125%
HK$25,130
baseline
▲ 0.50% · 4.625%
HK$26,659
+HK$1,529/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$50,260/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,307
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,013
−HK$716/mo
Today · 4.125%
HK$27,729
baseline
▲ 0.50% · 4.625%
HK$29,190
+HK$1,461/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$55,458/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,125
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,907
−HK$794/mo
Today · 4.125%
HK$26,701
baseline
▲ 0.50% · 4.625%
HK$28,325
+HK$1,624/mo
Deposit HK$972K · loan HK$5.51M · min. income ≈ HK$53,402/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,951
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,701
−HK$761/mo
Today · 4.125%
HK$29,462
baseline
▲ 0.50% · 4.625%
HK$31,015
+HK$1,553/mo
Deposit HK$972K · loan HK$5.51M · min. income ≈ HK$58,924/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,603
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,431
−HK$840/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,721/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,596
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,389
−HK$806/mo
Today · 4.125%
HK$31,195
baseline
▲ 0.50% · 4.625%
HK$32,839
+HK$1,644/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$62,390/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$183,151 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).