▼ 0.50% · 3.625%
HK$14,827
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,288
−HK$469/mo
Today · 4.125%
HK$15,757
baseline
▲ 0.50% · 4.625%
HK$16,716
+HK$959/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,514/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,495
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,937
−HK$449/mo
Today · 4.125%
HK$17,386
baseline
▲ 0.50% · 4.625%
HK$18,303
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,772/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,310
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,817
−HK$516/mo
Today · 4.125%
HK$17,333
baseline
▲ 0.50% · 4.625%
HK$18,387
+HK$1,054/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,666/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,145
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,631
−HK$494/mo
Today · 4.125%
HK$19,125
baseline
▲ 0.50% · 4.625%
HK$20,133
+HK$1,008/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,250/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,793
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,346
−HK$562/mo
Today · 4.125%
HK$18,908
baseline
▲ 0.50% · 4.625%
HK$20,059
+HK$1,151/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,816/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,794
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,325
−HK$538/mo
Today · 4.125%
HK$20,863
baseline
▲ 0.50% · 4.625%
HK$21,963
+HK$1,100/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,726/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,275
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,875
−HK$609/mo
Today · 4.125%
HK$20,484
baseline
▲ 0.50% · 4.625%
HK$21,730
+HK$1,246/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$40,968/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,444
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,019
−HK$583/mo
Today · 4.125%
HK$22,602
baseline
▲ 0.50% · 4.625%
HK$23,794
+HK$1,192/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,204/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,758
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,404
−HK$656/mo
Today · 4.125%
HK$22,060
baseline
▲ 0.50% · 4.625%
HK$23,402
+HK$1,342/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,120/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,093
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,712
−HK$629/mo
Today · 4.125%
HK$24,341
baseline
▲ 0.50% · 4.625%
HK$25,624
+HK$1,283/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,682/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,933
−HK$702/mo
Today · 4.125%
HK$23,635
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,439/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,406
−HK$673/mo
Today · 4.125%
HK$26,079
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,375/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,158/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,723
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,461
−HK$750/mo
Today · 4.125%
HK$25,211
baseline
▲ 0.50% · 4.625%
HK$26,745
+HK$1,534/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,422/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,392
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,100
−HK$718/mo
Today · 4.125%
HK$27,818
baseline
▲ 0.50% · 4.625%
HK$29,284
+HK$1,466/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,636/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,206
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,990
−HK$797/mo
Today · 4.125%
HK$26,787
baseline
▲ 0.50% · 4.625%
HK$28,417
+HK$1,630/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$53,574/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,042
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,794
−HK$763/mo
Today · 4.125%
HK$29,557
baseline
▲ 0.50% · 4.625%
HK$31,115
+HK$1,558/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$59,114/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,689
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,519
−HK$844/mo
Today · 4.125%
HK$28,363
baseline
▲ 0.50% · 4.625%
HK$30,088
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,726/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,691
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,487
−HK$808/mo
Today · 4.125%
HK$31,295
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,650/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,590/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,241 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).