▼ 0.50% · 3.625%
HK$20,693
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,336
−HK$654/mo
Today · 4.125%
HK$21,990
baseline
▲ 0.50% · 4.625%
HK$23,328
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,980/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,020
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,638
−HK$626/mo
Today · 4.125%
HK$24,264
baseline
▲ 0.50% · 4.625%
HK$25,543
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,528/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,762
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,470
−HK$719/mo
Today · 4.125%
HK$24,189
baseline
▲ 0.50% · 4.625%
HK$25,661
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,378/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,322
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,001
−HK$689/mo
Today · 4.125%
HK$26,690
baseline
▲ 0.50% · 4.625%
HK$28,097
+HK$1,407/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,380/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,831
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,603
−HK$785/mo
Today · 4.125%
HK$26,388
baseline
▲ 0.50% · 4.625%
HK$27,994
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,776/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,624
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,365
−HK$752/mo
Today · 4.125%
HK$29,117
baseline
▲ 0.50% · 4.625%
HK$30,652
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,234/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,900
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,737
−HK$850/mo
Today · 4.125%
HK$28,587
baseline
▲ 0.50% · 4.625%
HK$30,327
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,174/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,926
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,729
−HK$814/mo
Today · 4.125%
HK$31,543
baseline
▲ 0.50% · 4.625%
HK$33,206
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,086/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,970
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,871
−HK$915/mo
Today · 4.125%
HK$30,786
baseline
▲ 0.50% · 4.625%
HK$32,660
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,572/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,228
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,093
−HK$877/mo
Today · 4.125%
HK$33,970
baseline
▲ 0.50% · 4.625%
HK$35,760
+HK$1,790/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,940/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,039
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,004
−HK$981/mo
Today · 4.125%
HK$32,985
baseline
▲ 0.50% · 4.625%
HK$34,992
+HK$2,007/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,970/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,530
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,457
−HK$939/mo
Today · 4.125%
HK$36,396
baseline
▲ 0.50% · 4.625%
HK$38,314
+HK$1,918/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,792/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,138
−HK$1,046/mo
Today · 4.125%
HK$35,184
baseline
▲ 0.50% · 4.625%
HK$37,325
+HK$2,141/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,368/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,832
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,820
−HK$1,002/mo
Today · 4.125%
HK$38,822
baseline
▲ 0.50% · 4.625%
HK$40,869
+HK$2,047/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,644/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,177
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,272
−HK$1,111/mo
Today · 4.125%
HK$37,383
baseline
▲ 0.50% · 4.625%
HK$39,658
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,766/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,135
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,184
−HK$1,065/mo
Today · 4.125%
HK$41,249
baseline
▲ 0.50% · 4.625%
HK$43,423
+HK$2,174/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,498/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,247
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,405
−HK$1,177/mo
Today · 4.125%
HK$39,582
baseline
▲ 0.50% · 4.625%
HK$41,991
+HK$2,409/mo
Deposit HK$907K · loan HK$8.17M · min. income ≈ HK$79,164/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,437
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,548
−HK$1,127/mo
Today · 4.125%
HK$43,675
baseline
▲ 0.50% · 4.625%
HK$45,977
+HK$2,302/mo
Deposit HK$907K · loan HK$8.17M · min. income ≈ HK$87,350/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,468 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).