▼ 0.50% · 3.625%
HK$16,068
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,568
−HK$507/mo
Today · 4.125%
HK$17,075
baseline
▲ 0.50% · 4.625%
HK$18,114
+HK$1,039/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,150/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,875
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,355
−HK$486/mo
Today · 4.125%
HK$18,841
baseline
▲ 0.50% · 4.625%
HK$19,834
+HK$993/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,682/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,675
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,224
−HK$559/mo
Today · 4.125%
HK$18,783
baseline
▲ 0.50% · 4.625%
HK$19,926
+HK$1,143/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$37,566/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,663
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,190
−HK$535/mo
Today · 4.125%
HK$20,725
baseline
▲ 0.50% · 4.625%
HK$21,818
+HK$1,093/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$41,450/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,281
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,881
−HK$609/mo
Today · 4.125%
HK$20,490
baseline
▲ 0.50% · 4.625%
HK$21,737
+HK$1,247/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,980/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,450
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,026
−HK$583/mo
Today · 4.125%
HK$22,609
baseline
▲ 0.50% · 4.625%
HK$23,801
+HK$1,192/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,218/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,888
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,538
−HK$660/mo
Today · 4.125%
HK$22,198
baseline
▲ 0.50% · 4.625%
HK$23,549
+HK$1,351/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,396/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,238
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,861
−HK$632/mo
Today · 4.125%
HK$24,493
baseline
▲ 0.50% · 4.625%
HK$25,784
+HK$1,291/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$48,986/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,495
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,195
−HK$711/mo
Today · 4.125%
HK$23,906
baseline
▲ 0.50% · 4.625%
HK$25,360
+HK$1,454/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,812/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,025
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,696
−HK$681/mo
Today · 4.125%
HK$26,377
baseline
▲ 0.50% · 4.625%
HK$27,768
+HK$1,391/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,754/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,102
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,851
−HK$762/mo
Today · 4.125%
HK$25,613
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,559/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$51,226/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,813
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,532
−HK$729/mo
Today · 4.125%
HK$28,261
baseline
▲ 0.50% · 4.625%
HK$29,751
+HK$1,490/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$56,522/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,708
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,508
−HK$813/mo
Today · 4.125%
HK$27,321
baseline
▲ 0.50% · 4.625%
HK$28,983
+HK$1,662/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$54,642/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,600
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,367
−HK$779/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,735
+HK$1,589/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,315
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,165
−HK$863/mo
Today · 4.125%
HK$29,028
baseline
▲ 0.50% · 4.625%
HK$30,794
+HK$1,766/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,056/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,388
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,203
−HK$827/mo
Today · 4.125%
HK$32,030
baseline
▲ 0.50% · 4.625%
HK$33,718
+HK$1,688/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,060/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,922
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,822
−HK$914/mo
Today · 4.125%
HK$30,736
baseline
▲ 0.50% · 4.625%
HK$32,606
+HK$1,870/mo
Deposit HK$705K · loan HK$6.34M · min. income ≈ HK$61,472/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,175
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,038
−HK$876/mo
Today · 4.125%
HK$33,914
baseline
▲ 0.50% · 4.625%
HK$35,701
+HK$1,787/mo
Deposit HK$705K · loan HK$6.34M · min. income ≈ HK$67,828/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,395 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).