▼ 0.50% · 3.625%
HK$20,812
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,459
−HK$658/mo
Today · 4.125%
HK$22,117
baseline
▲ 0.50% · 4.625%
HK$23,462
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,234/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,153
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$629/mo
Today · 4.125%
HK$24,403
baseline
▲ 0.50% · 4.625%
HK$25,690
+HK$1,287/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,806/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,893
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,605
−HK$723/mo
Today · 4.125%
HK$24,328
baseline
▲ 0.50% · 4.625%
HK$25,809
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,656/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,468
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,151
−HK$693/mo
Today · 4.125%
HK$26,844
baseline
▲ 0.50% · 4.625%
HK$28,259
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,688/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,974
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,751
−HK$789/mo
Today · 4.125%
HK$26,540
baseline
▲ 0.50% · 4.625%
HK$28,155
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,080/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,783
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,528
−HK$756/mo
Today · 4.125%
HK$29,284
baseline
▲ 0.50% · 4.625%
HK$30,828
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,568/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,055
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,897
−HK$855/mo
Today · 4.125%
HK$28,752
baseline
▲ 0.50% · 4.625%
HK$30,501
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,504/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,098
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,906
−HK$818/mo
Today · 4.125%
HK$31,724
baseline
▲ 0.50% · 4.625%
HK$33,397
+HK$1,673/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,448/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,136
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,042
−HK$921/mo
Today · 4.125%
HK$30,963
baseline
▲ 0.50% · 4.625%
HK$32,847
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,926/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,414
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,283
−HK$882/mo
Today · 4.125%
HK$34,165
baseline
▲ 0.50% · 4.625%
HK$35,966
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,330/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,217
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,188
−HK$987/mo
Today · 4.125%
HK$33,175
baseline
▲ 0.50% · 4.625%
HK$35,193
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,350/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,729
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,660
−HK$945/mo
Today · 4.125%
HK$36,605
baseline
▲ 0.50% · 4.625%
HK$38,535
+HK$1,930/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,210/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,298
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,334
−HK$1,053/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$2,153/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,044
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,038
−HK$1,008/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,104
+HK$2,058/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,380
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,480
−HK$1,118/mo
Today · 4.125%
HK$37,598
baseline
▲ 0.50% · 4.625%
HK$39,886
+HK$2,288/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,196/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,359
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,415
−HK$1,071/mo
Today · 4.125%
HK$41,486
baseline
▲ 0.50% · 4.625%
HK$43,673
+HK$2,187/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,972/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,461
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,626
−HK$1,184/mo
Today · 4.125%
HK$39,810
baseline
▲ 0.50% · 4.625%
HK$42,232
+HK$2,422/mo
Deposit HK$913K · loan HK$8.21M · min. income ≈ HK$79,620/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,675
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,792
−HK$1,134/mo
Today · 4.125%
HK$43,926
baseline
▲ 0.50% · 4.625%
HK$46,242
+HK$2,316/mo
Deposit HK$913K · loan HK$8.21M · min. income ≈ HK$87,852/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,683 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).