Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$927K, with repayments around HK$40,427/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,854/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,842 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 837 Saleable ft²
- Gross Area
- 1,124 ft²
- Efficiency
- 74%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-11 | HK$9.15M | −6.6% 4.6y · −2.0%/yr |
| 2021-01-19 | HK$9.80M | +12.8% 3.7y · 4.0%/yr |
| 2017-06-16 | HK$8.69M | +221.9% 14.8y · 15.0%/yr |
| 2002-08-24 | HK$2.70M | — |