▼ 0.50% · 3.625%
HK$15,505
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,987
−HK$490/mo
Today · 4.125%
HK$16,477
baseline
▲ 0.50% · 4.625%
HK$17,480
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,954/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,249
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,712
−HK$469/mo
Today · 4.125%
HK$18,181
baseline
▲ 0.50% · 4.625%
HK$19,139
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,362/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,055
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,586
−HK$539/mo
Today · 4.125%
HK$18,125
baseline
▲ 0.50% · 4.625%
HK$19,228
+HK$1,103/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,250/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,974
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,483
−HK$516/mo
Today · 4.125%
HK$19,999
baseline
▲ 0.50% · 4.625%
HK$21,053
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,998/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,606
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,185
−HK$588/mo
Today · 4.125%
HK$19,773
baseline
▲ 0.50% · 4.625%
HK$20,976
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,546/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,699
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,254
−HK$563/mo
Today · 4.125%
HK$21,817
baseline
▲ 0.50% · 4.625%
HK$22,967
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,634/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,156
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,783
−HK$637/mo
Today · 4.125%
HK$21,420
baseline
▲ 0.50% · 4.625%
HK$22,724
+HK$1,304/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,840/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,424
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$610/mo
Today · 4.125%
HK$23,635
baseline
▲ 0.50% · 4.625%
HK$24,881
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,707
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,382
−HK$686/mo
Today · 4.125%
HK$23,068
baseline
▲ 0.50% · 4.625%
HK$24,472
+HK$1,404/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,136/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,149
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,796
−HK$657/mo
Today · 4.125%
HK$25,453
baseline
▲ 0.50% · 4.625%
HK$26,795
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,906/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,257
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,981
−HK$735/mo
Today · 4.125%
HK$24,716
baseline
▲ 0.50% · 4.625%
HK$26,220
+HK$1,504/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,432/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,873
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,567
−HK$704/mo
Today · 4.125%
HK$27,271
baseline
▲ 0.50% · 4.625%
HK$28,709
+HK$1,438/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,542/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,808
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,579
−HK$784/mo
Today · 4.125%
HK$26,363
baseline
▲ 0.50% · 4.625%
HK$27,968
+HK$1,605/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,726/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,598
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,339
−HK$750/mo
Today · 4.125%
HK$29,089
baseline
▲ 0.50% · 4.625%
HK$30,623
+HK$1,534/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,178/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,358
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,178
−HK$833/mo
Today · 4.125%
HK$28,011
baseline
▲ 0.50% · 4.625%
HK$29,716
+HK$1,705/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,022/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,323
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,110
−HK$797/mo
Today · 4.125%
HK$30,907
baseline
▲ 0.50% · 4.625%
HK$32,537
+HK$1,630/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,814/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,909
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,777
−HK$882/mo
Today · 4.125%
HK$29,659
baseline
▲ 0.50% · 4.625%
HK$31,463
+HK$1,804/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,318/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,048
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,881
−HK$845/mo
Today · 4.125%
HK$32,726
baseline
▲ 0.50% · 4.625%
HK$34,451
+HK$1,725/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,452/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,989 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).