▼ 0.50% · 3.625%
HK$22,168
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,858
−HK$700/mo
Today · 4.125%
HK$23,558
baseline
▲ 0.50% · 4.625%
HK$24,992
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,116/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,662
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,323
−HK$671/mo
Today · 4.125%
HK$25,994
baseline
▲ 0.50% · 4.625%
HK$27,364
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,988/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,385
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,143
−HK$771/mo
Today · 4.125%
HK$25,914
baseline
▲ 0.50% · 4.625%
HK$27,491
+HK$1,577/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$51,828/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,128
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,855
−HK$739/mo
Today · 4.125%
HK$28,594
baseline
▲ 0.50% · 4.625%
HK$30,101
+HK$1,507/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$57,188/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,602
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,429
−HK$841/mo
Today · 4.125%
HK$28,270
baseline
▲ 0.50% · 4.625%
HK$29,990
+HK$1,720/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,540/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,594
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,388
−HK$805/mo
Today · 4.125%
HK$31,193
baseline
▲ 0.50% · 4.625%
HK$32,837
+HK$1,644/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,386/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,818
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,715
−HK$911/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,489
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,060
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,920
−HK$872/mo
Today · 4.125%
HK$33,792
baseline
▲ 0.50% · 4.625%
HK$35,574
+HK$1,782/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,584/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,035
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,001
−HK$980/mo
Today · 4.125%
HK$32,981
baseline
▲ 0.50% · 4.625%
HK$34,988
+HK$2,007/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$65,962/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,526
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,452
−HK$940/mo
Today · 4.125%
HK$36,392
baseline
▲ 0.50% · 4.625%
HK$38,310
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,784/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,252
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,286
−HK$1,051/mo
Today · 4.125%
HK$35,337
baseline
▲ 0.50% · 4.625%
HK$37,487
+HK$2,150/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,674/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,993
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,985
−HK$1,006/mo
Today · 4.125%
HK$38,991
baseline
▲ 0.50% · 4.625%
HK$41,046
+HK$2,055/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,982/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,469
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,572
−HK$1,121/mo
Today · 4.125%
HK$37,693
baseline
▲ 0.50% · 4.625%
HK$39,987
+HK$2,294/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$75,386/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,459
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,517
−HK$1,074/mo
Today · 4.125%
HK$41,591
baseline
▲ 0.50% · 4.625%
HK$43,783
+HK$2,192/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$83,182/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,686
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,858
−HK$1,191/mo
Today · 4.125%
HK$40,049
baseline
▲ 0.50% · 4.625%
HK$42,486
+HK$2,437/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,098/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,925
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,049
−HK$1,141/mo
Today · 4.125%
HK$44,190
baseline
▲ 0.50% · 4.625%
HK$46,519
+HK$2,329/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,380/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,903
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,144
−HK$1,261/mo
Today · 4.125%
HK$42,405
baseline
▲ 0.50% · 4.625%
HK$44,985
+HK$2,580/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,810/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,391
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,582
−HK$1,207/mo
Today · 4.125%
HK$46,789
baseline
▲ 0.50% · 4.625%
HK$49,256
+HK$2,467/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,578/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,174 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).