▼ 0.50% · 3.625%
HK$22,509
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,209
−HK$712/mo
Today · 4.125%
HK$23,921
baseline
▲ 0.50% · 4.625%
HK$25,376
+HK$1,455/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,842/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,041
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,713
−HK$681/mo
Today · 4.125%
HK$26,394
baseline
▲ 0.50% · 4.625%
HK$27,785
+HK$1,391/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,788/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,760
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,530
−HK$783/mo
Today · 4.125%
HK$26,313
baseline
▲ 0.50% · 4.625%
HK$27,914
+HK$1,601/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,626/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,545
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,284
−HK$750/mo
Today · 4.125%
HK$29,034
baseline
▲ 0.50% · 4.625%
HK$30,564
+HK$1,530/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,068/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,011
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,851
−HK$854/mo
Today · 4.125%
HK$28,705
baseline
▲ 0.50% · 4.625%
HK$30,452
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,410/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,050
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,855
−HK$818/mo
Today · 4.125%
HK$31,673
baseline
▲ 0.50% · 4.625%
HK$33,343
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,346/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,262
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,172
−HK$925/mo
Today · 4.125%
HK$31,097
baseline
▲ 0.50% · 4.625%
HK$32,989
+HK$1,892/mo
Deposit HK$3.45M · loan HK$6.42M · min. income ≈ HK$62,194/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,554
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,427
−HK$885/mo
Today · 4.125%
HK$34,312
baseline
▲ 0.50% · 4.625%
HK$36,121
+HK$1,809/mo
Deposit HK$3.45M · loan HK$6.42M · min. income ≈ HK$68,624/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,513
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,493
−HK$996/mo
Today · 4.125%
HK$33,489
baseline
▲ 0.50% · 4.625%
HK$35,527
+HK$2,038/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,978/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,058
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,998
−HK$954/mo
Today · 4.125%
HK$36,952
baseline
▲ 0.50% · 4.625%
HK$38,900
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,904/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,764
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,814
−HK$1,067/mo
Today · 4.125%
HK$35,881
baseline
▲ 0.50% · 4.625%
HK$38,064
+HK$2,183/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,762/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,562
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,569
−HK$1,022/mo
Today · 4.125%
HK$39,591
baseline
▲ 0.50% · 4.625%
HK$41,678
+HK$2,087/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,182/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,015
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,135
−HK$1,138/mo
Today · 4.125%
HK$38,273
baseline
▲ 0.50% · 4.625%
HK$40,602
+HK$2,329/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$76,546/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,066
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,141
−HK$1,090/mo
Today · 4.125%
HK$42,231
baseline
▲ 0.50% · 4.625%
HK$44,457
+HK$2,226/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$84,462/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,266
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,456
−HK$1,209/mo
Today · 4.125%
HK$40,665
baseline
▲ 0.50% · 4.625%
HK$43,140
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,330/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,570
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,712
−HK$1,158/mo
Today · 4.125%
HK$44,870
baseline
▲ 0.50% · 4.625%
HK$47,235
+HK$2,365/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,740/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,517
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,777
−HK$1,280/mo
Today · 4.125%
HK$43,057
baseline
▲ 0.50% · 4.625%
HK$45,677
+HK$2,620/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,114/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,074
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,283
−HK$1,227/mo
Today · 4.125%
HK$47,510
baseline
▲ 0.50% · 4.625%
HK$50,014
+HK$2,504/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$95,020/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,137 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).