▼ 0.50% · 3.625%
HK$14,710
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,167
−HK$465/mo
Today · 4.125%
HK$15,632
baseline
▲ 0.50% · 4.625%
HK$16,583
+HK$951/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,264/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,365
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,803
−HK$446/mo
Today · 4.125%
HK$17,249
baseline
▲ 0.50% · 4.625%
HK$18,158
+HK$909/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,498/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,181
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,684
−HK$512/mo
Today · 4.125%
HK$17,196
baseline
▲ 0.50% · 4.625%
HK$18,242
+HK$1,046/mo
Deposit HK$2.90M · loan HK$3.55M · min. income ≈ HK$34,392/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,001
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,484
−HK$490/mo
Today · 4.125%
HK$18,974
baseline
▲ 0.50% · 4.625%
HK$19,974
+HK$1,000/mo
Deposit HK$2.90M · loan HK$3.55M · min. income ≈ HK$37,948/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,652
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,201
−HK$558/mo
Today · 4.125%
HK$18,759
baseline
▲ 0.50% · 4.625%
HK$19,900
+HK$1,141/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,518/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,638
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,164
−HK$534/mo
Today · 4.125%
HK$20,698
baseline
▲ 0.50% · 4.625%
HK$21,789
+HK$1,091/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,396/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,123
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,718
−HK$604/mo
Today · 4.125%
HK$20,322
baseline
▲ 0.50% · 4.625%
HK$21,559
+HK$1,237/mo
Deposit HK$2.26M · loan HK$4.19M · min. income ≈ HK$40,644/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,274
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,845
−HK$578/mo
Today · 4.125%
HK$22,423
baseline
▲ 0.50% · 4.625%
HK$23,605
+HK$1,182/mo
Deposit HK$2.26M · loan HK$4.19M · min. income ≈ HK$44,846/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,594
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,234
−HK$651/mo
Today · 4.125%
HK$21,885
baseline
▲ 0.50% · 4.625%
HK$23,217
+HK$1,332/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,770/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,910
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,525
−HK$623/mo
Today · 4.125%
HK$24,148
baseline
▲ 0.50% · 4.625%
HK$25,421
+HK$1,273/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,296/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,065
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,751
−HK$697/mo
Today · 4.125%
HK$23,448
baseline
▲ 0.50% · 4.625%
HK$24,875
+HK$1,427/mo
Deposit HK$1.61M · loan HK$4.84M · min. income ≈ HK$46,896/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,547
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,205
−HK$668/mo
Today · 4.125%
HK$25,873
baseline
▲ 0.50% · 4.625%
HK$27,237
+HK$1,364/mo
Deposit HK$1.61M · loan HK$4.84M · min. income ≈ HK$51,746/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,536
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,268
−HK$744/mo
Today · 4.125%
HK$25,012
baseline
▲ 0.50% · 4.625%
HK$26,534
+HK$1,522/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$50,024/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,183
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,886
−HK$712/mo
Today · 4.125%
HK$27,598
baseline
▲ 0.50% · 4.625%
HK$29,053
+HK$1,455/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$55,196/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$790/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$28,192
+HK$1,617/mo
Deposit HK$968K · loan HK$5.48M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,566
−HK$757/mo
Today · 4.125%
HK$29,323
baseline
▲ 0.50% · 4.625%
HK$30,868
+HK$1,545/mo
Deposit HK$968K · loan HK$5.48M · min. income ≈ HK$58,646/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,478
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,301
−HK$837/mo
Today · 4.125%
HK$28,138
baseline
▲ 0.50% · 4.625%
HK$29,850
+HK$1,712/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,276/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,456
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,246
−HK$802/mo
Today · 4.125%
HK$31,048
baseline
▲ 0.50% · 4.625%
HK$32,684
+HK$1,636/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$62,096/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$180,098 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).