▼ 0.50% · 3.625%
HK$16,494
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,007
−HK$521/mo
Today · 4.125%
HK$17,528
baseline
▲ 0.50% · 4.625%
HK$18,595
+HK$1,067/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,056/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,349
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,842
−HK$499/mo
Today · 4.125%
HK$19,341
baseline
▲ 0.50% · 4.625%
HK$20,360
+HK$1,019/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,682/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,143
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,708
−HK$573/mo
Today · 4.125%
HK$19,281
baseline
▲ 0.50% · 4.625%
HK$20,454
+HK$1,173/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,562/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,184
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,726
−HK$549/mo
Today · 4.125%
HK$21,275
baseline
▲ 0.50% · 4.625%
HK$22,396
+HK$1,121/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,550/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,793
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,409
−HK$625/mo
Today · 4.125%
HK$21,034
baseline
▲ 0.50% · 4.625%
HK$22,314
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,068/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,019
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,610
−HK$599/mo
Today · 4.125%
HK$23,209
baseline
▲ 0.50% · 4.625%
HK$24,432
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,418/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,442
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,109
−HK$678/mo
Today · 4.125%
HK$22,787
baseline
▲ 0.50% · 4.625%
HK$24,173
+HK$1,386/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,574/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,854
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,494
−HK$649/mo
Today · 4.125%
HK$25,143
baseline
▲ 0.50% · 4.625%
HK$26,468
+HK$1,325/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,286/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,810
−HK$730/mo
Today · 4.125%
HK$24,540
baseline
▲ 0.50% · 4.625%
HK$26,033
+HK$1,493/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,080/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,689
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,378
−HK$699/mo
Today · 4.125%
HK$27,077
baseline
▲ 0.50% · 4.625%
HK$28,504
+HK$1,427/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,154/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,741
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,511
−HK$782/mo
Today · 4.125%
HK$26,293
baseline
▲ 0.50% · 4.625%
HK$27,892
+HK$1,599/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,586/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,524
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,262
−HK$749/mo
Today · 4.125%
HK$29,011
baseline
▲ 0.50% · 4.625%
HK$30,540
+HK$1,529/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,022/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,390
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,211
−HK$834/mo
Today · 4.125%
HK$28,045
baseline
▲ 0.50% · 4.625%
HK$29,752
+HK$1,707/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,090/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,359
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,147
−HK$798/mo
Today · 4.125%
HK$30,945
baseline
▲ 0.50% · 4.625%
HK$32,576
+HK$1,631/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,890/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,040
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,912
−HK$886/mo
Today · 4.125%
HK$29,798
baseline
▲ 0.50% · 4.625%
HK$31,611
+HK$1,813/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$59,596/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,194
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,031
−HK$848/mo
Today · 4.125%
HK$32,879
baseline
▲ 0.50% · 4.625%
HK$34,612
+HK$1,733/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$65,758/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,689
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,613
−HK$938/mo
Today · 4.125%
HK$31,551
baseline
▲ 0.50% · 4.625%
HK$33,471
+HK$1,920/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,102/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,029
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,915
−HK$898/mo
Today · 4.125%
HK$34,813
baseline
▲ 0.50% · 4.625%
HK$36,649
+HK$1,836/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,626/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$217,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).