▼ 0.50% · 3.625%
HK$22,046
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,732
−HK$697/mo
Today · 4.125%
HK$23,429
baseline
▲ 0.50% · 4.625%
HK$24,855
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,858/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,526
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,184
−HK$668/mo
Today · 4.125%
HK$25,852
baseline
▲ 0.50% · 4.625%
HK$27,214
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,704/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,251
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,005
−HK$767/mo
Today · 4.125%
HK$25,772
baseline
▲ 0.50% · 4.625%
HK$27,340
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,544/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,979
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,703
−HK$734/mo
Today · 4.125%
HK$28,437
baseline
▲ 0.50% · 4.625%
HK$29,936
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,874/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,456
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,279
−HK$836/mo
Today · 4.125%
HK$28,115
baseline
▲ 0.50% · 4.625%
HK$29,826
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,230/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,432
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,221
−HK$801/mo
Today · 4.125%
HK$31,022
baseline
▲ 0.50% · 4.625%
HK$32,657
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,044/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,660
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,552
−HK$906/mo
Today · 4.125%
HK$30,458
baseline
▲ 0.50% · 4.625%
HK$32,311
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,916/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,884
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,740
−HK$867/mo
Today · 4.125%
HK$33,607
baseline
▲ 0.50% · 4.625%
HK$35,379
+HK$1,772/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,214/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,865
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,825
−HK$976/mo
Today · 4.125%
HK$32,801
baseline
▲ 0.50% · 4.625%
HK$34,796
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,602/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,337
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,258
−HK$934/mo
Today · 4.125%
HK$36,192
baseline
▲ 0.50% · 4.625%
HK$38,100
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,384/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,070
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,098
−HK$1,046/mo
Today · 4.125%
HK$35,144
baseline
▲ 0.50% · 4.625%
HK$37,282
+HK$2,138/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,288/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,790
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,776
−HK$1,001/mo
Today · 4.125%
HK$38,777
baseline
▲ 0.50% · 4.625%
HK$40,821
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,554/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,274
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,372
−HK$1,114/mo
Today · 4.125%
HK$37,486
baseline
▲ 0.50% · 4.625%
HK$39,767
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,972/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,242
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,295
−HK$1,068/mo
Today · 4.125%
HK$41,363
baseline
▲ 0.50% · 4.625%
HK$43,543
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,726/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,479
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,645
−HK$1,184/mo
Today · 4.125%
HK$39,829
baseline
▲ 0.50% · 4.625%
HK$42,253
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,658/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,695
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,813
−HK$1,135/mo
Today · 4.125%
HK$43,948
baseline
▲ 0.50% · 4.625%
HK$46,264
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,896/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,684
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,918
−HK$1,254/mo
Today · 4.125%
HK$42,172
baseline
▲ 0.50% · 4.625%
HK$44,738
+HK$2,566/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,344/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,148
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,332
−HK$1,201/mo
Today · 4.125%
HK$46,533
baseline
▲ 0.50% · 4.625%
HK$48,986
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,066/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).