▼ 0.50% · 3.625%
HK$20,886
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,536
−HK$660/mo
Today · 4.125%
HK$22,196
baseline
▲ 0.50% · 4.625%
HK$23,547
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,392/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,236
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,859
−HK$632/mo
Today · 4.125%
HK$24,491
baseline
▲ 0.50% · 4.625%
HK$25,782
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,982/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,975
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,690
−HK$726/mo
Today · 4.125%
HK$24,416
baseline
▲ 0.50% · 4.625%
HK$25,901
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,832/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,559
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,245
−HK$695/mo
Today · 4.125%
HK$26,940
baseline
▲ 0.50% · 4.625%
HK$28,360
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,880/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,064
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,843
−HK$792/mo
Today · 4.125%
HK$26,635
baseline
▲ 0.50% · 4.625%
HK$28,256
+HK$1,621/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$53,270/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,883
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,631
−HK$758/mo
Today · 4.125%
HK$29,389
baseline
▲ 0.50% · 4.625%
HK$30,938
+HK$1,549/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$58,778/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,152
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,997
−HK$858/mo
Today · 4.125%
HK$28,855
baseline
▲ 0.50% · 4.625%
HK$30,611
+HK$1,756/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$57,710/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,206
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,017
−HK$821/mo
Today · 4.125%
HK$31,838
baseline
▲ 0.50% · 4.625%
HK$33,517
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$63,676/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,241
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,150
−HK$924/mo
Today · 4.125%
HK$31,074
baseline
▲ 0.50% · 4.625%
HK$32,965
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,148/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,530
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,402
−HK$886/mo
Today · 4.125%
HK$34,288
baseline
▲ 0.50% · 4.625%
HK$36,095
+HK$1,807/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,576/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,329
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,304
−HK$990/mo
Today · 4.125%
HK$33,294
baseline
▲ 0.50% · 4.625%
HK$35,320
+HK$2,026/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,588/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,854
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,788
−HK$949/mo
Today · 4.125%
HK$36,737
baseline
▲ 0.50% · 4.625%
HK$38,673
+HK$1,936/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,474/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,418
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,457
−HK$1,057/mo
Today · 4.125%
HK$35,514
baseline
▲ 0.50% · 4.625%
HK$37,675
+HK$2,161/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,028/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,177
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,174
−HK$1,012/mo
Today · 4.125%
HK$39,186
baseline
▲ 0.50% · 4.625%
HK$41,251
+HK$2,065/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,372/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,507
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,611
−HK$1,122/mo
Today · 4.125%
HK$37,733
baseline
▲ 0.50% · 4.625%
HK$40,029
+HK$2,296/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,466/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,501
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,560
−HK$1,075/mo
Today · 4.125%
HK$41,635
baseline
▲ 0.50% · 4.625%
HK$43,830
+HK$2,195/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,270/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,595
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,765
−HK$1,188/mo
Today · 4.125%
HK$39,953
baseline
▲ 0.50% · 4.625%
HK$42,384
+HK$2,431/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$79,906/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,824
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,946
−HK$1,138/mo
Today · 4.125%
HK$44,084
baseline
▲ 0.50% · 4.625%
HK$46,408
+HK$2,324/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$88,168/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,961 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).