▼ 0.50% · 3.625%
HK$16,249
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,755
−HK$513/mo
Today · 4.125%
HK$17,268
baseline
▲ 0.50% · 4.625%
HK$18,319
+HK$1,051/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,536/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,077
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,562
−HK$492/mo
Today · 4.125%
HK$19,054
baseline
▲ 0.50% · 4.625%
HK$20,058
+HK$1,004/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,108/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,874
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,430
−HK$565/mo
Today · 4.125%
HK$18,995
baseline
▲ 0.50% · 4.625%
HK$20,151
+HK$1,156/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$37,990/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,885
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,418
−HK$541/mo
Today · 4.125%
HK$20,959
baseline
▲ 0.50% · 4.625%
HK$22,064
+HK$1,105/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,918/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,499
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,106
−HK$616/mo
Today · 4.125%
HK$20,722
baseline
▲ 0.50% · 4.625%
HK$21,983
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,444/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,693
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,275
−HK$590/mo
Today · 4.125%
HK$22,865
baseline
▲ 0.50% · 4.625%
HK$24,070
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,730/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,124
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,781
−HK$668/mo
Today · 4.125%
HK$22,449
baseline
▲ 0.50% · 4.625%
HK$23,815
+HK$1,366/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,898/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,501
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,131
−HK$639/mo
Today · 4.125%
HK$24,770
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,306/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,540/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,749
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,457
−HK$719/mo
Today · 4.125%
HK$24,176
baseline
▲ 0.50% · 4.625%
HK$25,647
+HK$1,471/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,352/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,308
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,987
−HK$689/mo
Today · 4.125%
HK$26,676
baseline
▲ 0.50% · 4.625%
HK$28,082
+HK$1,406/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,352/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,374
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,132
−HK$771/mo
Today · 4.125%
HK$25,903
baseline
▲ 0.50% · 4.625%
HK$27,479
+HK$1,576/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,806/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,116
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,843
−HK$738/mo
Today · 4.125%
HK$28,581
baseline
▲ 0.50% · 4.625%
HK$30,088
+HK$1,507/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,162/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,999
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,808
−HK$822/mo
Today · 4.125%
HK$27,630
baseline
▲ 0.50% · 4.625%
HK$29,311
+HK$1,681/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$55,260/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,924
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,700
−HK$786/mo
Today · 4.125%
HK$30,486
baseline
▲ 0.50% · 4.625%
HK$32,093
+HK$1,607/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$60,972/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,624
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,483
−HK$873/mo
Today · 4.125%
HK$29,356
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,787/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,712/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,732
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,556
−HK$836/mo
Today · 4.125%
HK$32,392
baseline
▲ 0.50% · 4.625%
HK$34,099
+HK$1,707/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,784/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,249
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,159
−HK$924/mo
Today · 4.125%
HK$31,083
baseline
▲ 0.50% · 4.625%
HK$32,975
+HK$1,892/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$62,166/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,539
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,412
−HK$885/mo
Today · 4.125%
HK$34,297
baseline
▲ 0.50% · 4.625%
HK$36,105
+HK$1,808/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$68,594/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,785 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).