▼ 0.50% · 3.625%
HK$20,863
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,512
−HK$659/mo
Today · 4.125%
HK$22,171
baseline
▲ 0.50% · 4.625%
HK$23,520
+HK$1,349/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,342/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,210
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,832
−HK$632/mo
Today · 4.125%
HK$24,464
baseline
▲ 0.50% · 4.625%
HK$25,753
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,928/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,949
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,663
−HK$725/mo
Today · 4.125%
HK$24,388
baseline
▲ 0.50% · 4.625%
HK$25,872
+HK$1,484/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,776/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,531
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,215
−HK$695/mo
Today · 4.125%
HK$26,910
baseline
▲ 0.50% · 4.625%
HK$28,329
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,820/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,035
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$791/mo
Today · 4.125%
HK$26,605
baseline
▲ 0.50% · 4.625%
HK$28,224
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,210/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,852
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,599
−HK$757/mo
Today · 4.125%
HK$29,356
baseline
▲ 0.50% · 4.625%
HK$30,904
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,712/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,122
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,965
−HK$858/mo
Today · 4.125%
HK$28,823
baseline
▲ 0.50% · 4.625%
HK$30,576
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,646/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,173
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,982
−HK$821/mo
Today · 4.125%
HK$31,803
baseline
▲ 0.50% · 4.625%
HK$33,479
+HK$1,676/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,606/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,208
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,117
−HK$923/mo
Today · 4.125%
HK$31,040
baseline
▲ 0.50% · 4.625%
HK$32,928
+HK$1,888/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,080/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,494
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,365
−HK$884/mo
Today · 4.125%
HK$34,249
baseline
▲ 0.50% · 4.625%
HK$36,055
+HK$1,806/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,498/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,294
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,268
−HK$989/mo
Today · 4.125%
HK$33,257
baseline
▲ 0.50% · 4.625%
HK$35,280
+HK$2,023/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,514/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,815
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,748
−HK$948/mo
Today · 4.125%
HK$36,696
baseline
▲ 0.50% · 4.625%
HK$38,630
+HK$1,934/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,392/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$1,055/mo
Today · 4.125%
HK$35,474
baseline
▲ 0.50% · 4.625%
HK$37,632
+HK$2,158/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,948/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,136
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,132
−HK$1,010/mo
Today · 4.125%
HK$39,142
baseline
▲ 0.50% · 4.625%
HK$41,205
+HK$2,063/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,284/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,467
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,570
−HK$1,121/mo
Today · 4.125%
HK$37,691
baseline
▲ 0.50% · 4.625%
HK$39,984
+HK$2,293/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,382/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,457
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,515
−HK$1,073/mo
Today · 4.125%
HK$41,588
baseline
▲ 0.50% · 4.625%
HK$43,781
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,176/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,553
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,721
−HK$1,187/mo
Today · 4.125%
HK$39,908
baseline
▲ 0.50% · 4.625%
HK$42,336
+HK$2,428/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$79,816/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,778
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,898
−HK$1,137/mo
Today · 4.125%
HK$44,035
baseline
▲ 0.50% · 4.625%
HK$46,356
+HK$2,321/mo
Deposit HK$915K · loan HK$8.23M · min. income ≈ HK$88,070/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,937 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).