▼ 0.50% · 3.625%
HK$16,756
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,277
−HK$530/mo
Today · 4.125%
HK$17,807
baseline
▲ 0.50% · 4.625%
HK$18,890
+HK$1,083/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,614/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,641
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,141
−HK$507/mo
Today · 4.125%
HK$19,648
baseline
▲ 0.50% · 4.625%
HK$20,684
+HK$1,036/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,296/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,432
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$19,005
−HK$582/mo
Today · 4.125%
HK$19,587
baseline
▲ 0.50% · 4.625%
HK$20,779
+HK$1,192/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$39,174/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,505
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,055
−HK$558/mo
Today · 4.125%
HK$21,613
baseline
▲ 0.50% · 4.625%
HK$22,752
+HK$1,139/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$43,226/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,107
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,733
−HK$635/mo
Today · 4.125%
HK$21,368
baseline
▲ 0.50% · 4.625%
HK$22,668
+HK$1,300/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,736/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,369
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,969
−HK$609/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$24,820
+HK$1,242/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,783
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,460
−HK$689/mo
Today · 4.125%
HK$23,149
baseline
▲ 0.50% · 4.625%
HK$24,557
+HK$1,408/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$46,298/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,233
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,883
−HK$659/mo
Today · 4.125%
HK$25,542
baseline
▲ 0.50% · 4.625%
HK$26,889
+HK$1,347/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$51,084/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,188
−HK$741/mo
Today · 4.125%
HK$24,929
baseline
▲ 0.50% · 4.625%
HK$26,446
+HK$1,517/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,858/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,097
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,797
−HK$710/mo
Today · 4.125%
HK$27,507
baseline
▲ 0.50% · 4.625%
HK$28,957
+HK$1,450/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$55,014/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,134
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,916
−HK$794/mo
Today · 4.125%
HK$26,710
baseline
▲ 0.50% · 4.625%
HK$28,335
+HK$1,625/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,420/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,961
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,711
−HK$761/mo
Today · 4.125%
HK$29,472
baseline
▲ 0.50% · 4.625%
HK$31,025
+HK$1,553/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,944/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,810
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,643
−HK$848/mo
Today · 4.125%
HK$28,491
baseline
▲ 0.50% · 4.625%
HK$30,224
+HK$1,733/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$56,982/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,825
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,625
−HK$812/mo
Today · 4.125%
HK$31,437
baseline
▲ 0.50% · 4.625%
HK$33,094
+HK$1,657/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$62,874/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,371
−HK$900/mo
Today · 4.125%
HK$30,271
baseline
▲ 0.50% · 4.625%
HK$32,113
+HK$1,842/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$60,542/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,689
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,539
−HK$862/mo
Today · 4.125%
HK$33,401
baseline
▲ 0.50% · 4.625%
HK$35,162
+HK$1,761/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$66,802/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,161
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,099
−HK$953/mo
Today · 4.125%
HK$32,052
baseline
▲ 0.50% · 4.625%
HK$34,002
+HK$1,950/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$64,104/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,553
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,453
−HK$913/mo
Today · 4.125%
HK$35,366
baseline
▲ 0.50% · 4.625%
HK$37,230
+HK$1,864/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$70,732/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,449 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).