▼ 0.50% · 3.625%
HK$20,874
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,524
−HK$659/mo
Today · 4.125%
HK$22,183
baseline
▲ 0.50% · 4.625%
HK$23,533
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,366/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,222
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,845
−HK$632/mo
Today · 4.125%
HK$24,477
baseline
▲ 0.50% · 4.625%
HK$25,767
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,954/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,962
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,676
−HK$726/mo
Today · 4.125%
HK$24,402
baseline
▲ 0.50% · 4.625%
HK$25,886
+HK$1,484/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,804/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,545
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,230
−HK$695/mo
Today · 4.125%
HK$26,925
baseline
▲ 0.50% · 4.625%
HK$28,344
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,850/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,049
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,828
−HK$792/mo
Today · 4.125%
HK$26,620
baseline
▲ 0.50% · 4.625%
HK$28,240
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,240/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,867
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,614
−HK$759/mo
Today · 4.125%
HK$29,373
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,746/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,137
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,981
−HK$857/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,593
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,189
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,999
−HK$821/mo
Today · 4.125%
HK$31,820
baseline
▲ 0.50% · 4.625%
HK$33,497
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,640/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,224
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,133
−HK$924/mo
Today · 4.125%
HK$31,057
baseline
▲ 0.50% · 4.625%
HK$32,946
+HK$1,889/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,114/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,511
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,383
−HK$885/mo
Today · 4.125%
HK$34,268
baseline
▲ 0.50% · 4.625%
HK$36,074
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,536/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,311
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,285
−HK$990/mo
Today · 4.125%
HK$33,275
baseline
▲ 0.50% · 4.625%
HK$35,300
+HK$2,025/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,550/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,834
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,768
−HK$948/mo
Today · 4.125%
HK$36,716
baseline
▲ 0.50% · 4.625%
HK$38,651
+HK$1,935/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,432/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,399
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,438
−HK$1,055/mo
Today · 4.125%
HK$35,493
baseline
▲ 0.50% · 4.625%
HK$37,653
+HK$2,160/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,986/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,156
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,152
−HK$1,011/mo
Today · 4.125%
HK$39,163
baseline
▲ 0.50% · 4.625%
HK$41,228
+HK$2,065/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,326/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,590
−HK$1,122/mo
Today · 4.125%
HK$37,712
baseline
▲ 0.50% · 4.625%
HK$40,006
+HK$2,294/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,424/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,478
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,537
−HK$1,074/mo
Today · 4.125%
HK$41,611
baseline
▲ 0.50% · 4.625%
HK$43,804
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,222/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,574
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,742
−HK$1,188/mo
Today · 4.125%
HK$39,930
baseline
▲ 0.50% · 4.625%
HK$42,360
+HK$2,430/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,860/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,800
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,921
−HK$1,138/mo
Today · 4.125%
HK$44,059
baseline
▲ 0.50% · 4.625%
HK$46,381
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,118/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,437 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).