▼ 0.50% · 3.625%
HK$22,767
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,476
−HK$719/mo
Today · 4.125%
HK$24,195
baseline
▲ 0.50% · 4.625%
HK$25,667
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,390/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,329
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,008
−HK$689/mo
Today · 4.125%
HK$26,697
baseline
▲ 0.50% · 4.625%
HK$28,104
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,394/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,044
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,823
−HK$792/mo
Today · 4.125%
HK$26,615
baseline
▲ 0.50% · 4.625%
HK$28,234
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,230/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,861
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$758/mo
Today · 4.125%
HK$29,367
baseline
▲ 0.50% · 4.625%
HK$30,915
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,734/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,321
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,171
−HK$863/mo
Today · 4.125%
HK$29,034
baseline
▲ 0.50% · 4.625%
HK$30,801
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,068/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,394
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,209
−HK$827/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,725
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,598
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,518
−HK$936/mo
Today · 4.125%
HK$31,454
baseline
▲ 0.50% · 4.625%
HK$33,368
+HK$1,914/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,908/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,927
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,810
−HK$896/mo
Today · 4.125%
HK$34,706
baseline
▲ 0.50% · 4.625%
HK$36,536
+HK$1,830/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,412/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,874
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,866
−HK$1,007/mo
Today · 4.125%
HK$33,873
baseline
▲ 0.50% · 4.625%
HK$35,934
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,746/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,460
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,411
−HK$965/mo
Today · 4.125%
HK$37,376
baseline
▲ 0.50% · 4.625%
HK$39,346
+HK$1,970/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,752/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,151
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,213
−HK$1,080/mo
Today · 4.125%
HK$36,293
baseline
▲ 0.50% · 4.625%
HK$38,501
+HK$2,208/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,586/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,993
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,012
−HK$1,034/mo
Today · 4.125%
HK$40,046
baseline
▲ 0.50% · 4.625%
HK$42,156
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,092/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,428
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,561
−HK$1,151/mo
Today · 4.125%
HK$38,712
baseline
▲ 0.50% · 4.625%
HK$41,068
+HK$2,356/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,424/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,526
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,613
−HK$1,102/mo
Today · 4.125%
HK$42,715
baseline
▲ 0.50% · 4.625%
HK$44,967
+HK$2,252/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,430/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,705
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,909
−HK$1,223/mo
Today · 4.125%
HK$41,132
baseline
▲ 0.50% · 4.625%
HK$43,635
+HK$2,503/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,264/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,059
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,213
−HK$1,172/mo
Today · 4.125%
HK$45,385
baseline
▲ 0.50% · 4.625%
HK$47,777
+HK$2,392/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,770/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,981
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,256
−HK$1,295/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$46,201
+HK$2,650/mo
Deposit HK$998K · loan HK$8.99M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,591
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,814
−HK$1,241/mo
Today · 4.125%
HK$48,055
baseline
▲ 0.50% · 4.625%
HK$50,588
+HK$2,533/mo
Deposit HK$998K · loan HK$8.99M · min. income ≈ HK$96,110/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,461 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).