▼ 0.50% · 3.625%
HK$21,058
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,713
−HK$665/mo
Today · 4.125%
HK$22,378
baseline
▲ 0.50% · 4.625%
HK$23,740
+HK$1,362/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,756/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,427
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,055
−HK$637/mo
Today · 4.125%
HK$24,692
baseline
▲ 0.50% · 4.625%
HK$25,994
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,384/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,164
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,884
−HK$732/mo
Today · 4.125%
HK$24,616
baseline
▲ 0.50% · 4.625%
HK$26,114
+HK$1,498/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,232/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,769
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,460
−HK$702/mo
Today · 4.125%
HK$27,162
baseline
▲ 0.50% · 4.625%
HK$28,593
+HK$1,431/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,324/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,269
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,055
−HK$799/mo
Today · 4.125%
HK$26,854
baseline
▲ 0.50% · 4.625%
HK$28,488
+HK$1,634/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,708/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,112
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,866
−HK$765/mo
Today · 4.125%
HK$29,631
baseline
▲ 0.50% · 4.625%
HK$31,193
+HK$1,562/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,262/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,375
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,227
−HK$865/mo
Today · 4.125%
HK$29,092
baseline
▲ 0.50% · 4.625%
HK$30,862
+HK$1,770/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,184/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,455
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,271
−HK$829/mo
Today · 4.125%
HK$32,100
baseline
▲ 0.50% · 4.625%
HK$33,792
+HK$1,692/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,200/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,481
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,398
−HK$932/mo
Today · 4.125%
HK$31,330
baseline
▲ 0.50% · 4.625%
HK$33,236
+HK$1,906/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,660/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,797
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,677
−HK$892/mo
Today · 4.125%
HK$34,569
baseline
▲ 0.50% · 4.625%
HK$36,391
+HK$1,822/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,138/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,587
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$999/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,610
+HK$2,042/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,140
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,082
−HK$956/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$38,991
+HK$1,953/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,693
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,741
−HK$1,064/mo
Today · 4.125%
HK$35,805
baseline
▲ 0.50% · 4.625%
HK$37,984
+HK$2,179/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,610/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,483
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,488
−HK$1,020/mo
Today · 4.125%
HK$39,508
baseline
▲ 0.50% · 4.625%
HK$41,590
+HK$2,082/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,016/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,798
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,912
−HK$1,131/mo
Today · 4.125%
HK$38,043
baseline
▲ 0.50% · 4.625%
HK$40,358
+HK$2,315/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,086/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,825
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,893
−HK$1,084/mo
Today · 4.125%
HK$41,977
baseline
▲ 0.50% · 4.625%
HK$44,190
+HK$2,213/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,954/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,904
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,083
−HK$1,198/mo
Today · 4.125%
HK$40,281
baseline
▲ 0.50% · 4.625%
HK$42,732
+HK$2,451/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,562/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,168
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,299
−HK$1,147/mo
Today · 4.125%
HK$44,446
baseline
▲ 0.50% · 4.625%
HK$46,789
+HK$2,343/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,892/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).