▼ 0.50% · 3.625%
HK$22,377
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,073
−HK$707/mo
Today · 4.125%
HK$23,780
baseline
▲ 0.50% · 4.625%
HK$25,227
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,560/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,894
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,562
−HK$677/mo
Today · 4.125%
HK$26,239
baseline
▲ 0.50% · 4.625%
HK$27,622
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,478/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,615
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,380
−HK$778/mo
Today · 4.125%
HK$26,158
baseline
▲ 0.50% · 4.625%
HK$27,750
+HK$1,592/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,316/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,384
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,118
−HK$745/mo
Today · 4.125%
HK$28,863
baseline
▲ 0.50% · 4.625%
HK$30,384
+HK$1,521/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,726/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,688
−HK$848/mo
Today · 4.125%
HK$28,536
baseline
▲ 0.50% · 4.625%
HK$30,273
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,072/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,873
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,674
−HK$813/mo
Today · 4.125%
HK$31,487
baseline
▲ 0.50% · 4.625%
HK$33,147
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$62,974/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,090
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,995
−HK$919/mo
Today · 4.125%
HK$30,914
baseline
▲ 0.50% · 4.625%
HK$32,795
+HK$1,881/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$61,828/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,362
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,230
−HK$881/mo
Today · 4.125%
HK$34,111
baseline
▲ 0.50% · 4.625%
HK$35,909
+HK$1,798/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$68,222/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,328
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,302
−HK$990/mo
Today · 4.125%
HK$33,292
baseline
▲ 0.50% · 4.625%
HK$35,318
+HK$2,026/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,584/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,852
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,787
−HK$948/mo
Today · 4.125%
HK$36,735
baseline
▲ 0.50% · 4.625%
HK$38,671
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,470/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,566
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,610
−HK$1,060/mo
Today · 4.125%
HK$35,670
baseline
▲ 0.50% · 4.625%
HK$37,841
+HK$2,171/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$71,340/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,341
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,343
−HK$1,016/mo
Today · 4.125%
HK$39,359
baseline
▲ 0.50% · 4.625%
HK$41,433
+HK$2,074/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$78,718/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,803
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,917
−HK$1,131/mo
Today · 4.125%
HK$38,048
baseline
▲ 0.50% · 4.625%
HK$40,364
+HK$2,316/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$76,096/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,831
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,899
−HK$1,084/mo
Today · 4.125%
HK$41,983
baseline
▲ 0.50% · 4.625%
HK$44,196
+HK$2,213/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$83,966/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,041
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,224
−HK$1,202/mo
Today · 4.125%
HK$40,426
baseline
▲ 0.50% · 4.625%
HK$42,886
+HK$2,460/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$80,852/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,320
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,455
−HK$1,152/mo
Today · 4.125%
HK$44,607
baseline
▲ 0.50% · 4.625%
HK$46,958
+HK$2,351/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$89,214/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,279
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,531
−HK$1,273/mo
Today · 4.125%
HK$42,804
baseline
▲ 0.50% · 4.625%
HK$45,409
+HK$2,605/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,608/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,810
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$46,011
−HK$1,219/mo
Today · 4.125%
HK$47,230
baseline
▲ 0.50% · 4.625%
HK$49,720
+HK$2,490/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,460/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,338 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).