▼ 0.50% · 3.625%
HK$19,945
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,565
−HK$630/mo
Today · 4.125%
HK$21,195
baseline
▲ 0.50% · 4.625%
HK$22,485
+HK$1,290/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,390/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,188
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$604/mo
Today · 4.125%
HK$23,387
baseline
▲ 0.50% · 4.625%
HK$24,620
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,774/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,939
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,621
−HK$694/mo
Today · 4.125%
HK$23,315
baseline
▲ 0.50% · 4.625%
HK$24,733
+HK$1,418/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,630/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,407
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,061
−HK$665/mo
Today · 4.125%
HK$25,726
baseline
▲ 0.50% · 4.625%
HK$27,082
+HK$1,356/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,452/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,933
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,678
−HK$756/mo
Today · 4.125%
HK$25,434
baseline
▲ 0.50% · 4.625%
HK$26,982
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,868/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,626
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,340
−HK$724/mo
Today · 4.125%
HK$28,064
baseline
▲ 0.50% · 4.625%
HK$29,544
+HK$1,480/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,128/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,928
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,734
−HK$820/mo
Today · 4.125%
HK$27,554
baseline
▲ 0.50% · 4.625%
HK$29,230
+HK$1,676/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,108/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,845
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,618
−HK$785/mo
Today · 4.125%
HK$30,403
baseline
▲ 0.50% · 4.625%
HK$32,005
+HK$1,602/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,806/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,922
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,791
−HK$882/mo
Today · 4.125%
HK$29,673
baseline
▲ 0.50% · 4.625%
HK$31,479
+HK$1,806/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,346/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,063
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,896
−HK$846/mo
Today · 4.125%
HK$32,742
baseline
▲ 0.50% · 4.625%
HK$34,467
+HK$1,725/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,484/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,917
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,847
−HK$946/mo
Today · 4.125%
HK$31,793
baseline
▲ 0.50% · 4.625%
HK$33,727
+HK$1,934/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,586/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,282
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,175
−HK$905/mo
Today · 4.125%
HK$35,080
baseline
▲ 0.50% · 4.625%
HK$36,929
+HK$1,849/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,160/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,911
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,904
−HK$1,008/mo
Today · 4.125%
HK$33,912
baseline
▲ 0.50% · 4.625%
HK$35,976
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,824/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,501
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,453
−HK$966/mo
Today · 4.125%
HK$37,419
baseline
▲ 0.50% · 4.625%
HK$39,391
+HK$1,972/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,838/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,906
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,960
−HK$1,072/mo
Today · 4.125%
HK$36,032
baseline
▲ 0.50% · 4.625%
HK$38,224
+HK$2,192/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$72,064/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,720
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,731
−HK$1,027/mo
Today · 4.125%
HK$39,758
baseline
▲ 0.50% · 4.625%
HK$41,853
+HK$2,095/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,516/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,900
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,017
−HK$1,134/mo
Today · 4.125%
HK$38,151
baseline
▲ 0.50% · 4.625%
HK$40,473
+HK$2,322/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,302/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,939
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,010
−HK$1,086/mo
Today · 4.125%
HK$42,096
baseline
▲ 0.50% · 4.625%
HK$44,315
+HK$2,219/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,192/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,399 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).