▼ 0.50% · 3.625%
HK$19,997
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,619
−HK$631/mo
Today · 4.125%
HK$21,250
baseline
▲ 0.50% · 4.625%
HK$22,544
+HK$1,294/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,500/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,246
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,843
−HK$605/mo
Today · 4.125%
HK$23,448
baseline
▲ 0.50% · 4.625%
HK$24,684
+HK$1,236/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,896/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,996
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,680
−HK$696/mo
Today · 4.125%
HK$23,376
baseline
▲ 0.50% · 4.625%
HK$24,798
+HK$1,422/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$46,752/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,471
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,127
−HK$666/mo
Today · 4.125%
HK$25,793
baseline
▲ 0.50% · 4.625%
HK$27,152
+HK$1,359/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$51,586/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,996
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,742
−HK$759/mo
Today · 4.125%
HK$25,501
baseline
▲ 0.50% · 4.625%
HK$27,052
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$51,002/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,695
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,411
−HK$726/mo
Today · 4.125%
HK$28,137
baseline
▲ 0.50% · 4.625%
HK$29,621
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,274/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,995
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,804
−HK$822/mo
Today · 4.125%
HK$27,626
baseline
▲ 0.50% · 4.625%
HK$29,307
+HK$1,681/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,252/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,920
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,695
−HK$787/mo
Today · 4.125%
HK$30,482
baseline
▲ 0.50% · 4.625%
HK$32,089
+HK$1,607/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,964/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,995
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,866
−HK$885/mo
Today · 4.125%
HK$29,751
baseline
▲ 0.50% · 4.625%
HK$31,561
+HK$1,810/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,502/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,144
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,980
−HK$847/mo
Today · 4.125%
HK$32,827
baseline
▲ 0.50% · 4.625%
HK$34,557
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,654/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,995
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,928
−HK$948/mo
Today · 4.125%
HK$31,876
baseline
▲ 0.50% · 4.625%
HK$33,815
+HK$1,939/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,752/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,369
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,264
−HK$908/mo
Today · 4.125%
HK$35,172
baseline
▲ 0.50% · 4.625%
HK$37,026
+HK$1,854/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,344/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,994
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,990
−HK$1,011/mo
Today · 4.125%
HK$34,001
baseline
▲ 0.50% · 4.625%
HK$36,070
+HK$2,069/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$68,002/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,593
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,548
−HK$969/mo
Today · 4.125%
HK$37,517
baseline
▲ 0.50% · 4.625%
HK$39,494
+HK$1,977/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$75,034/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,994
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,052
−HK$1,074/mo
Today · 4.125%
HK$36,126
baseline
▲ 0.50% · 4.625%
HK$38,324
+HK$2,198/mo
Deposit HK$1.32M · loan HK$7.45M · min. income ≈ HK$72,252/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,818
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,832
−HK$1,029/mo
Today · 4.125%
HK$39,861
baseline
▲ 0.50% · 4.625%
HK$41,962
+HK$2,101/mo
Deposit HK$1.32M · loan HK$7.45M · min. income ≈ HK$79,722/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,994
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,113
−HK$1,138/mo
Today · 4.125%
HK$38,251
baseline
▲ 0.50% · 4.625%
HK$40,578
+HK$2,327/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,502/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,043
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,117
−HK$1,089/mo
Today · 4.125%
HK$42,206
baseline
▲ 0.50% · 4.625%
HK$44,431
+HK$2,225/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,412/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,083 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).